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Avici Card vs Karta.io Card

Avici Card scores higher on the G2M score: 66/100 against 40/100 (#11 and #26 of 26 cards). Avici Card also comes out ahead on a lower FX fee and more countries.

Avici Card66

#11 of 26 · Not published back · annual fee none

Get AviciRead the review
Karta.io Card40

#26 of 26 · Not published back · annual fee none

Get Karta.ioRead the review

The short answer

  • Avici Card scores higher on the G2M score: 66/100 against 40/100 (#11 and #26 of 26 cards).
  • Neither card publishes a cashback rate for its entry tier.
  • Neither card has an annual fee.
  • Avici Card charges less on foreign currency: a 0% FX fee against 1%.
  • Avici Card lists 49 countries where it works; Karta.io Card does not publish a full country list. Of the markets we check for every card, only Avici Card is confirmed in United States and UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Avici Card
Karta.io Card
G2M score
66 (better)
40
Base cashback
Not published
Not published
Max cashback
Not published
Not published
Paid in
Not published
Not published
Annual fee
Free
Free
FX fee
0% (better)
1%
Top-up fee
0%
0%
Per-purchase fee
None listed
1.5%
ATM
Platinum: $1 + 0.65%. Signature: free. Up to $1,000 a withdrawal and $3,000 a day.
1 USDT + 2.5% per withdrawal
Network
Visa
Visa
Card type
Credit
Prepaid
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Yes
Unclear
United States
Yes
No
United Kingdom
No
Unclear
EU / EEA
No
Unclear
Countries
49
Not published; depends on local rules and card partners
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
2 currencies
No
Buy and sell crypto with fiat
Buy and sell
Buy only
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
No
Tiers
Platinum · Signature
Karta Personal
Perks
No transaction, top-up or wallet withdrawal fees · Visa Signature benefits · Free ATM withdrawals
Visa Signature · Fiat top-ups by ACH, SEPA, SWIFT, PIX and SPEI

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Avici Card or Karta.io Card?

Avici Card scores higher on the G2M score: 66/100 against 40/100 (#11 and #26 of 26 cards). Avici Card also comes out ahead on a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Avici Card or Karta.io Card?

Neither card has an annual fee. Avici Card charges less on foreign currency: a 0% FX fee against 1%.

Which pays more cashback, Avici Card or Karta.io Card?

Neither card publishes a cashback rate for its entry tier.

Which works in more countries, Avici Card or Karta.io Card?

Avici Card lists 49 countries where it works; Karta.io Card does not publish a full country list. Of the markets we check for every card, only Avici Card is confirmed in United States and UAE.

Who holds my funds with Avici Card and Karta.io Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Avici Card vs Karta.io Card: fees, cashback and countries compared · G2M