Avici Card vs Exa Card
Exa Card scores higher on the G2M score: 67/100 against 66/100 (#9 and #11 of 26 cards). Pick Avici Card for a lower FX fee and more countries; pick Exa Card for cashback.
The short answer
- Exa Card scores higher on the G2M score: 67/100 against 66/100 (#9 and #11 of 26 cards).
- Exa Card pays 1% cashback on its entry tier; Avici Card does not publish a rate.
- Neither card has an annual fee.
- Avici Card charges less on foreign currency: a 0% FX fee against 1.5%.
- Avici Card is confirmed in more countries: 49 against 46.
- Both are self-custodial.
Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.
Side by side
Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.
Questions
Which is better, Avici Card or Exa Card?
Exa Card scores higher on the G2M score: 67/100 against 66/100 (#9 and #11 of 26 cards). Pick Avici Card for a lower FX fee and more countries; pick Exa Card for cashback. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.
Which has lower fees, Avici Card or Exa Card?
Neither card has an annual fee. Avici Card charges less on foreign currency: a 0% FX fee against 1.5%.
Which pays more cashback, Avici Card or Exa Card?
Exa Card pays 1% cashback on its entry tier; Avici Card does not publish a rate.
Which works in more countries, Avici Card or Exa Card?
Avici Card is confirmed in more countries: 49 against 46.
Who holds my funds with Avici Card and Exa Card?
Both are self-custodial.
More comparisons
Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.