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Pick up to three cards, and a tier of each if you like (say the next tier up from the free one). The best value in each row is highlighted.

Card 1

Card 2

Card 3

Tiers to compare

What these keep you a year →Full OrbitX vs PEXX page

OrbitX CardNot published back

PEXX Card1% back

G2M score

Base cashback

Not published

Max cashback

Not published

Paid in

Not published

PEXX Points

Annual fee

$12

Free

FX fee

1.2%

Top-up fee

Per-purchase fee

$0.20

0.6%

ATM

Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux

Not published

Network

Visa

Visa / Mastercard

Card type

Varies by region

Debit

Custody

Non-custodial

Custodial

Sign-up bonus (G2M link)

None published

No ID check

ID needed or not stated

Formats

virtual

virtual, physical

Apple / Google Pay

Yes / Yes

India

Unclear

UAE

Unclear

Yes

United States

Unclear

United Kingdom

Unclear

Yes

EU / EEA

Unclear

Yes

Countries

No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.

Bank account (IBAN or account number)

In your name

Send money to a bank account

9 currencies

17 currencies

Buy and sell crypto with fiat

Buy and sell

Spend against crypto without selling

Not confirmed

Yield on your balance

Yes

Tiers

Neo · Lux

PEXX Card

Perks

Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum

PEXX Earn: up to 4% APY on USD, USDT and USDC (tokenised US Treasuries) · USD account with routing and account number · Points convert to HeyMax Max Miles · QR payments in Indonesia, Malaysia, Singapore, Vietnam and the Philippines

Get OrbitX

Get PEXX

Highlighted values are the best among the cards shown. “Not published” means the issuer does not state it. Stake values use today's token price.

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