G2MGWEI 2 MERCHANT
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Pick up to three cards, and a tier of each if you like (say the next tier up from the free one). The best value in each row is highlighted.

Tiers to compare
What these keep you a year →
Detail
OrbitX CardNot published back
ether.fi Cash Card3% to 4% back
Ethena Pay4% to 5% back
G2M score
43
90 (best)
83
Base cashback
Not published
3%
4% (best)
Max cashback
Not published
4%
5% (best)
Paid in
Not published
ETHFI
AVAX, daily
Annual fee
$12
Free (best)
Free (best)
FX fee
2%
0.5% (best)
1%
Top-up fee
0%
0%
0%
Per-purchase fee
$0.20
None listed
None listed
ATM
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Free: 10 a month on Core and Luxe, unlimited on Pinnacle and VIP. Up to $5,000 per withdrawal, 5 a day
$1 + 0.65% per withdrawal
Network
Visa
Visa
Visa
Card type
Varies by region
Credit
Spend
Custody
Non-custodial
Non-custodial
Non-custodial
Sign-up bonus (G2M link)
None published
3% cashback on all purchases, from your first purchase (the same rate as the free Core tier)
None published
No ID check
ID needed or not stated
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
Yes / Yes
India
Unclear
No
No
UAE
Unclear
Yes
Yes
United States
Unclear
Yes
No
United Kingdom
Unclear
Yes
No
EU / EEA
Unclear
Yes
No
Countries
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
91
48
Bank account (IBAN or account number)
In your name
In your name
In your name
Send money to a bank account
9 currencies
27 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
No
Yield on your balance
Yes
Yes
Yes
Tiers
Neo · Lux
Core · Luxe · Pinnacle · VIP
Standard · Pro · VIP
Perks
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum
Airport lounge passes from Luxe: 2 a year, unlimited on Pinnacle and VIP · Visa Signature benefits · ether.fi Travel: 5% back plus up to 65% off hotels and flights · Visa concierge · Purchase and price protection
Works on Arbitrum, Ethereum, Optimism and Polygon · 5% a year on your balance, up to $5,000, paid daily in USDe · 6% a year on your balance, up to $100,000, paid daily in USDe · 6% a year on your balance, up to $1,000,000, paid daily in USDe
Apply
Get OrbitX
Get ether.fi
Get Ethena

Highlighted values are the best among the cards shown. “Not published” means the issuer does not state it. Stake values use today's token price.