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Compare crypto cards

Pick up to three cards, and a tier of each if you like (say the next tier up from the free one). The best value in each row is highlighted.

Card 1

Card 2

Card 3

Tiers to compare

What these keep you a year →Full Kolo vs Plasma page

Kolo Card1% to 2% back

Plasma One2% to 4% back

G2M score

Base cashback

Max cashback

Paid in

BTC, daily

XPL, weekly

Annual fee

Free

FX fee

1.4%

Top-up fee

0.15%

Per-purchase fee

None listed

ATM

USD card only: $1 + 0.65%, up to $500 a withdrawal and 3 a day, at contactless ATMs. No ATM access on the EUR card.

$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day

Network

Visa

Card type

Debit

Spend

Custody

Self-custodial

Formats

virtual

virtual, physical

Apple / Google Pay

Yes / Yes

India

Unclear

UAE

Yes

Unclear

United States

Unclear

Yes

United Kingdom

Yes

Unclear

EU / EEA

Unclear

Countries

Growing list of countries, full list not published; the US in 31 states

Bank account (IBAN or account number)

In your name

Send money to a bank account

1 currency

19 currencies

Buy and sell crypto with fiat

Sell only

Buy and sell

Spend against crypto without selling

Yield on your balance

Yes

Tiers

Kolo Card

Lite · Core · Platinum

Perks

Visa Platinum benefits, claimed through Visa · Send crypto to any SEPA bank account · 2% for the first 30 days

Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Get Kolo

Get Plasma

Highlighted values are the best among the cards shown. “Not published” means the issuer does not state it. Stake values use today's token price.

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