Compare crypto cards

Pick up to three cards, and a tier of each if you like (say the next tier up from the free one). The best value in each row is highlighted.

Detail

Kolo Card1% to 2% back

ether.fi Cash Card3% to 4% back

Ethena Pay4% to 5% back

G2M score

46

90 (best)

83

Base cashback

1%

3%

4% (best)

Max cashback

2%

4%

5% (best)

Paid in

BTC, daily

ETHFI

AVAX, daily

Annual fee

Free

Free

Free

FX fee

1.4%

0.5% (best)

1%

Top-up fee

0%

0%

0%

Per-purchase fee

1%

None listed

None listed

ATM

USD card only: $1 + 0.65%, up to $500 a withdrawal and 3 a day, at contactless ATMs. No ATM access on the EUR card.

Free: 10 a month on Core and Luxe, unlimited on Pinnacle and VIP. Up to $5,000 per withdrawal, 5 a day

$1 + 0.65% per withdrawal

Network

Visa

Visa

Visa

Card type

Debit

Credit

Spend

Custody

Non-custodial

Non-custodial

Non-custodial

Sign-up bonus (G2M link)

None published

3% cashback on all purchases, from your first purchase (the same rate as the free Core tier)

None published

No ID check

ID needed or not stated

ID needed or not stated

ID needed or not stated

Formats

virtual

virtual, physical

virtual

Apple / Google Pay

Yes / Yes

Yes / Yes

Yes / Yes

India

Unclear

No

No

UAE

Yes

Yes

Yes

United States

Unclear

Yes

No

United Kingdom

Yes

Yes

No

EU / EEA

Unclear

Yes

No

Countries

60

91

48

Bank account (IBAN or account number)

No

In your name

In your name

Send money to a bank account

1 currency

27 currencies

Not confirmed

Buy and sell crypto with fiat

Sell only

Buy and sell

Buy and sell

Spend against crypto without selling

No

Yes

No

Yield on your balance

No

Yes

Yes

Tiers

Kolo Card

Core · Luxe · Pinnacle · VIP

Standard · Pro · VIP

Perks

Visa Platinum benefits, claimed through Visa · Send crypto to any SEPA bank account · 2% for the first 30 days

Airport lounge access on every tier · Visa Signature benefits · Airport lounge benefit · Visa concierge · Purchase and price protection

Works on Arbitrum, Ethereum, Optimism and Polygon · 5% a year on your balance, up to $5,000, paid daily in USDe · 6% a year on your balance, up to $100,000, paid daily in USDe · 6% a year on your balance, up to $1,000,000, paid daily in USDe

Apply

Get Kolo

Get ether.fi

Get Ethena

Highlighted values are the best among the cards shown. “Not published” means the issuer does not state it. Stake values use today's token price.