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Compare crypto cards

Pick up to three cards, and a tier of each if you like (say the next tier up from the free one). The best value in each row is highlighted.

Card 1

Card 2

Card 3

Tiers to compare

What these keep you a year →

Kite Card0% to 5% back

ether.fi Cash Card3% to 4% back

Ethena Pay4% to 5% back

G2M score

Base cashback

Max cashback

Paid in

USD

ETHFI

AVAX, daily

Annual fee

Free

FX fee

1.8%

0.5%

Top-up fee

0.53%

Per-purchase fee

None listed

ATM

Coming soon

Free: 10 a month on Core and Luxe, unlimited on Pinnacle and VIP. Up to $5,000 per withdrawal, 5 a day

$1 + 0.65% per withdrawal

Network

Visa

Card type

Prepaid

Credit

Spend

Custody

Self-custodial

Formats

virtual

virtual, physical

virtual

Apple / Google Pay

Yes / Yes

India

UAE

Yes

United States

Yes

United Kingdom

Yes

EU / EEA

Yes

Countries

Bank account (IBAN or account number)

In your name

Send money to a bank account

17 currencies

27 currencies

Not confirmed

Buy and sell crypto with fiat

Buy and sell

Spend against crypto without selling

Not confirmed

Yes

Yield on your balance

Not confirmed

Yes

Tiers

Kite Card

Core · Luxe · Pinnacle · VIP

Standard · Pro · VIP

Perks

Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)

Airport lounge access on every tier · Visa Signature benefits · Airport lounge benefit · Visa concierge · Purchase and price protection

Works on Arbitrum, Ethereum, Optimism and Polygon · 5% a year on your balance, up to $5,000, paid daily in USDe · 6% a year on your balance, up to $100,000, paid daily in USDe · 6% a year on your balance, up to $1,000,000, paid daily in USDe

Get Kite

Get ether.fi

Get Ethena

Highlighted values are the best among the cards shown. “Not published” means the issuer does not state it. Stake values use today's token price.

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