Compare crypto cards

Pick up to three cards, and a tier of each if you like (say the next tier up from the free one). The best value in each row is highlighted.

Detail

Hyperbeat Pay Card0.2% to 12% back

OrbitX CardNot published back

G2M score

22

43 (best)

Base cashback

0.2%

Not published

Max cashback

12%

Not published

Paid in

WHYPE

Not published

Annual fee

Not published

$12

FX fee

Not published

2%

Top-up fee

Not published

0%

Per-purchase fee

None listed

$0.20

ATM

Not published

Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux

Network

Visa

Visa

Card type

Varies by region

Varies by region

Custody

Non-custodial

Non-custodial

Sign-up bonus (G2M link)

None published

None published

No ID check

ID needed or not stated

ID needed or not stated

Formats

virtual

virtual

Apple / Google Pay

? / ?

Yes / Yes

India

Unclear

Unclear

UAE

Unclear

Unclear

United States

Yes

Unclear

United Kingdom

Unclear

Unclear

EU / EEA

Unclear

Unclear

Countries

Worldwide except sanctioned countries (Cuba, Iran, North Korea, Sudan, Syria) and Ontario, Canada; US residents under a separate US card agreement; no full country list

No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.

Bank account (IBAN or account number)

Not confirmed

In your name

Send money to a bank account

Not confirmed

9 currencies

Buy and sell crypto with fiat

Buy and sell

Buy and sell

Spend against crypto without selling

Yes

Not confirmed

Yield on your balance

Yes

Yes

Tiers

Everyday · All boosters · Trader $1M · Trader $5M

Neo · Lux

Perks

Credit Mode: spend against BTC, ETH, SOL or HYPE without selling · Savings, trading and card in one non-custodial account · Virtual card now, physical card waitlist · Four boosters add 0.2% each: hold $1,000 or $10,000, spend $1,000 or $10,000 in 30 days

Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum

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Highlighted values are the best among the cards shown. “Not published” means the issuer does not state it. Stake values use today's token price.