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Solayer Card vs SolCard

Solayer Card scores higher on the G2M score: 47/100 against 35/100 (#26 and #32 of 33 cards). Pick Solayer Card for a lower FX fee and control of your funds; pick SolCard for cashback, a lower annual fee and more countries.

Solayer Card47

#26 of 33 · Not published back · annual fee $20

Get SolayerRead the review
SolCard35

#32 of 33 · 0% to 1.3% back · annual fee none

Get SolCardRead the review

The short answer

  • Solayer Card scores higher on the G2M score: 47/100 against 35/100 (#26 and #32 of 33 cards).
  • SolCard pays 0% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 1.3% on SolCard.
  • SolCard has no annual fee; Solayer Card costs $20 a year.
  • Solayer Card charges less on foreign currency: a 1.5% FX fee against 2%.
  • SolCard is confirmed in more countries: 245 against 154, though neither publishes a full list. Of the markets we check for every card, only SolCard is confirmed in United Kingdom, EU / EEA, India and UAE.
  • Solayer Card is self-custodial; SolCard is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Solayer Card
SolCard
G2M score
47 (better)
35
Base cashback
Not published
0%
Max cashback
Not published
1.3%
Paid in
Points
USDT or USDC
Annual fee
$20
Free (better)
FX fee
1.5% (better)
2%
Top-up fee
1% (better)
5%
Per-purchase fee
$0.15
None listed
ATM
Supported; fee not published
Not published
Network
Visa
Visa / Mastercard
Card type
Credit
Prepaid
Custody
Self-custodial
Custodial
No ID check
ID needed or not stated
Yes: Virtual card
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Yes
UAE
No
Yes
United States
Yes
Yes
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
154
Worldwide except Hong Kong and sanctioned countries; in the US only the Virtual card (online)
Bank account (IBAN or account number)
No
Not confirmed
Send money to a bank account
No
Not confirmed
Buy and sell crypto with fiat
No
Not confirmed
Spend against crypto without selling
No
No
Yield on your balance
Yes
No
Tiers
Membership
Virtual · Platinum · Signature · Private
Perks
Referral points
No ID check needed for the Virtual card · Physical Platinum card with Apple Pay and Google Pay · Top up from 13 networks, incl. Bitcoin, Solana and Tron · SOLC staking: free cards and cashback · Online only, no Apple Pay or Google Pay

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Solayer Card or SolCard?

Solayer Card scores higher on the G2M score: 47/100 against 35/100 (#26 and #32 of 33 cards). Pick Solayer Card for a lower FX fee and control of your funds; pick SolCard for cashback, a lower annual fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Solayer Card or SolCard?

SolCard has no annual fee; Solayer Card costs $20 a year. Solayer Card charges less on foreign currency: a 1.5% FX fee against 2%.

Which pays more cashback, Solayer Card or SolCard?

SolCard pays 0% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 1.3% on SolCard.

Which works in more countries, Solayer Card or SolCard?

SolCard is confirmed in more countries: 245 against 154, though neither publishes a full list. Of the markets we check for every card, only SolCard is confirmed in United Kingdom, EU / EEA, India and UAE.

Who holds my funds with Solayer Card and SolCard?

Solayer Card is self-custodial; SolCard is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.