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Plasma One vs SolCard

Plasma One scores higher on the G2M score: 61/100 against 35/100 (#17 and #32 of 33 cards). Pick Plasma One for cashback and control of your funds; pick SolCard for more countries.

Plasma One61

#17 of 33 · 2% to 4% back · annual fee none

Get PlasmaRead the review
SolCard35

#32 of 33 · 0% to 1.3% back · annual fee none

Get SolCardRead the review

The short answer

  • Plasma One scores higher on the G2M score: 61/100 against 35/100 (#17 and #32 of 33 cards).
  • Plasma One pays more cashback on its entry tier: 2% against 0%. Higher tiers go up to 4% on Plasma One and 1.3% on SolCard.
  • Neither card has an annual fee.
  • Both charge a 2% FX fee on foreign currency.
  • SolCard is confirmed in more countries: 245 against 1, though neither publishes a full list. Of the markets we check for every card, only SolCard is confirmed in United Kingdom, EU / EEA, India and UAE.
  • Plasma One is self-custodial; SolCard is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Plasma One
SolCard
G2M score
61 (better)
35
Base cashback
2% (better)
0%
Max cashback
4% (better)
1.3%
Paid in
XPL, weekly
USDT or USDC
Annual fee
Free
Free
FX fee
2%
2%
Top-up fee
0.15% (better)
5%
Per-purchase fee
None listed
None listed
ATM
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Not published
Network
Visa
Visa / Mastercard
Card type
Spend
Prepaid
Custody
Self-custodial
Custodial
No ID check
ID needed or not stated
Yes: Virtual card
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
Yes
UAE
Unclear
Yes
United States
Yes
Yes
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
Growing list of countries, full list not published; the US in 31 states
Worldwide except Hong Kong and sanctioned countries; in the US only the Virtual card (online)
Bank account (IBAN or account number)
In your name
Not confirmed
Send money to a bank account
19 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Not confirmed
Spend against crypto without selling
No
No
Yield on your balance
Yes
No
Tiers
Lite · Core · Platinum
Virtual · Platinum · Signature · Private
Perks
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription
No ID check needed for the Virtual card · Physical Platinum card with Apple Pay and Google Pay · Top up from 13 networks, incl. Bitcoin, Solana and Tron · SOLC staking: free cards and cashback · Online only, no Apple Pay or Google Pay

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Plasma One or SolCard?

Plasma One scores higher on the G2M score: 61/100 against 35/100 (#17 and #32 of 33 cards). Pick Plasma One for cashback and control of your funds; pick SolCard for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Plasma One or SolCard?

Neither card has an annual fee. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, Plasma One or SolCard?

Plasma One pays more cashback on its entry tier: 2% against 0%. Higher tiers go up to 4% on Plasma One and 1.3% on SolCard.

Which works in more countries, Plasma One or SolCard?

SolCard is confirmed in more countries: 245 against 1, though neither publishes a full list. Of the markets we check for every card, only SolCard is confirmed in United Kingdom, EU / EEA, India and UAE.

Who holds my funds with Plasma One and SolCard?

Plasma One is self-custodial; SolCard is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.