[ head to head ]

Plasma One vs RedotPay Card

Plasma One61

#16 of 26 · 2% to 4% back · annual fee none

Get Plasma Read the review

RedotPay Card54

#20 of 26 · Not published back · annual fee none

Get RedotPay Read the review

The short answer

Plasma One scores higher on the G2M score: 61/100 against 54/100 (#16 and #20 of 26 cards).
Plasma One pays 2% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 4% on Plasma One.
Neither card has an annual fee.
RedotPay Card charges less on foreign currency: a 1.2% FX fee against 2%.
RedotPay Card is confirmed in more countries: 200 against 1, though neither publishes a full list. Of the markets we check for every card, only Plasma One is confirmed in United States, and only RedotPay Card is confirmed in United Kingdom, EU / EEA and UAE.
Plasma One is self-custodial; RedotPay Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Plasma One

RedotPay Card

G2M score

Base cashback

Not published

Max cashback

Not published

Paid in

XPL, weekly

Points

Annual fee

Free

FX fee

1.2%

Top-up fee

0.15%

Per-purchase fee

None listed

1% + $0.20 at or under $1, first 5 a month free

ATM

$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day

USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)

Network

Visa

Card type

Spend

Prepaid

Custody

Self-custodial

Custodial

Formats

virtual, physical

Apple / Google Pay

Yes / Yes

Yes / ?

India

Unclear

UAE

Unclear

Yes

United States

Yes

United Kingdom

Unclear

Yes

EU / EEA

Unclear

Yes

Countries

Growing list of countries, full list not published; the US in 31 states

201

Bank account (IBAN or account number)

In your name

Send money to a bank account

19 currencies

6 currencies

Buy and sell crypto with fiat

Buy and sell

Spend against crypto without selling

Yes

Yield on your balance

Yes

Tiers

Lite · Core · Platinum

Virtual card · Physical card

Perks

Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Points rewards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Plasma One or RedotPay Card?

Plasma One scores higher on the G2M score: 61/100 against 54/100 (#16 and #20 of 26 cards). Pick Plasma One for cashback and control of your funds; pick RedotPay Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Plasma One or RedotPay Card?

Neither card has an annual fee. RedotPay Card charges less on foreign currency: a 1.2% FX fee against 2%.

Which pays more cashback, Plasma One or RedotPay Card?

Plasma One pays 2% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 4% on Plasma One.

Which works in more countries, Plasma One or RedotPay Card?

RedotPay Card is confirmed in more countries: 200 against 1, though neither publishes a full list. Of the markets we check for every card, only Plasma One is confirmed in United States, and only RedotPay Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Plasma One and RedotPay Card?

Plasma One is self-custodial; RedotPay Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.