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Pionex Visa Card vs Plasma One

Plasma One scores higher on the G2M score: 61/100 against 49/100 (#16 and #22 of 28 cards). Pick Pionex Visa Card for a lower FX fee; pick Plasma One for cashback, more countries and control of your funds.

Pionex Visa Card49

#22 of 28 · 1% back · annual fee none

Get PionexRead the review
Plasma One61

#16 of 28 · 2% to 4% back · annual fee none

Get PlasmaRead the review

The short answer

  • Plasma One scores higher on the G2M score: 61/100 against 49/100 (#16 and #22 of 28 cards).
  • Plasma One pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 4% on Plasma One.
  • Neither card has an annual fee.
  • Pionex Visa Card charges less on foreign currency: a 0% FX fee against 2%.
  • Plasma One is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Plasma One is confirmed in United States.
  • Pionex Visa Card is custodial; Plasma One is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Pionex Visa Card
Plasma One
G2M score
49
61 (better)
Base cashback
1%
2% (better)
Max cashback
1%
4% (better)
Paid in
USDT
XPL, weekly
Annual fee
Free
Free
FX fee
0% (better)
2%
Top-up fee
0% (better)
0.15%
Per-purchase fee
1% + $0.20 at or under $5, first 1 a month free
None listed
ATM
2% (physical card only; physical cards are not open to new applicants)
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Network
Visa
Visa
Card type
Debit
Spend
Custody
Custodial
Self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
No
Yes
United Kingdom
No
Unclear
EU / EEA
Unclear
Unclear
Countries
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
Growing list of countries, full list not published; the US in 31 states
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
Not confirmed
19 currencies
Buy and sell crypto with fiat
Buy only
Buy and sell
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
Yes
Tiers
Visa
Lite · Core · Platinum
Perks
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Pionex Visa Card or Plasma One?

Plasma One scores higher on the G2M score: 61/100 against 49/100 (#16 and #22 of 28 cards). Pick Pionex Visa Card for a lower FX fee; pick Plasma One for cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Pionex Visa Card or Plasma One?

Neither card has an annual fee. Pionex Visa Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, Pionex Visa Card or Plasma One?

Plasma One pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 4% on Plasma One.

Which works in more countries, Pionex Visa Card or Plasma One?

Plasma One is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Plasma One is confirmed in United States.

Who holds my funds with Pionex Visa Card and Plasma One?

Pionex Visa Card is custodial; Plasma One is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.