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Nexo Card vs Pionex Visa Card

Nexo Card scores higher on the G2M score: 63/100 against 49/100 (#13 and #22 of 28 cards). Pick Nexo Card for more countries; pick Pionex Visa Card for cashback and a lower FX fee.

Nexo Card63

#13 of 28 · 0.5% to 2% back · annual fee none

Get NexoRead the review
Pionex Visa Card49

#22 of 28 · 1% back · annual fee none

Get PionexRead the review

The short answer

  • Nexo Card scores higher on the G2M score: 63/100 against 49/100 (#13 and #22 of 28 cards).
  • Pionex Visa Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 2% on Nexo Card.
  • Neither card has an annual fee.
  • Pionex Visa Card charges less on foreign currency: a 0% FX fee against 2%.
  • Nexo Card is confirmed in more countries: 34 against 0, though neither publishes a full list. Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom and EU / EEA.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Nexo Card
Pionex Visa Card
G2M score
63 (better)
49
Base cashback
0.5%
1% (better)
Max cashback
2% (better)
1%
Paid in
NEXO or BTC
USDT
Annual fee
Free
Free
FX fee
2%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
1% + $0.20 at or under $5, first 1 a month free
ATM
Free up to $150 (Base), $300 (Silver), $600 (Gold) or $2,000 (Platinum) a month, then 2% (min $1.99)
2% (physical card only; physical cards are not open to new applicants)
Network
Mastercard
Visa
Card type
Varies by region
Debit
Custody
Custodial
Custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
No
Unclear
United States
No
No
United Kingdom
Yes
No
EU / EEA
Yes
Unclear
Countries
34
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
3 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy only
Spend against crypto without selling
Yes
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Base · Silver · Gold · Platinum
Visa
Perks
Credit mode: spend without selling your crypto · Personal EUR IBAN, GBP and USD accounts · Free ATM withdrawals up to $150 a month · Free ATM withdrawals up to $300 a month · Free ATM withdrawals up to $600 a month
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Nexo Card or Pionex Visa Card?

Nexo Card scores higher on the G2M score: 63/100 against 49/100 (#13 and #22 of 28 cards). Pick Nexo Card for more countries; pick Pionex Visa Card for cashback and a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Nexo Card or Pionex Visa Card?

Neither card has an annual fee. Pionex Visa Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, Nexo Card or Pionex Visa Card?

Pionex Visa Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 2% on Nexo Card.

Which works in more countries, Nexo Card or Pionex Visa Card?

Nexo Card is confirmed in more countries: 34 against 0, though neither publishes a full list. Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Nexo Card and Pionex Visa Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.