[ head to head ]

MetaMask Card vs XPlace Card

MetaMask Card scores higher on the G2M score: 70/100 against 57/100 (#7 and #22 of 36 cards). Pick MetaMask Card for cashback; pick XPlace Card for more countries.

MetaMask Card70

#7 of 36 · 1% back · annual fee none

Get MetaMask Read the review

XPlace Card57

#22 of 36 · 0.5% to 2% back · annual fee none

Get XPlace Read the review

The short answer

MetaMask Card scores higher on the G2M score: 70/100 against 57/100 (#7 and #22 of 36 cards).
MetaMask Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 2% on XPlace Card.
Neither card has an annual fee.
MetaMask Card charges 1% on foreign currency; XPlace Card does not publish its FX fee.
MetaMask Card lists 53 countries where it works; XPlace Card does not publish a full country list (233 confirmed so far). Of the markets we check for every card, only XPlace Card is confirmed in United States, United Kingdom and UAE.
Both are non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

MetaMask Card

XPlace Card

G2M score

Base cashback

0.5%

Max cashback

Paid in

Not published

USDC

Annual fee

Free

FX fee

Not published

Top-up fee

Per-purchase fee

None listed

ATM

2%; Metal: free up to $1,200 a month

Not published

Network

Mastercard

Visa

Card type

Debit

Varies by region

Custody

Non-custodial

Sign-up bonus (G2M link)

None published

No ID check

ID needed or not stated

Formats

virtual, physical, metal

virtual, physical

Apple / Google Pay

Yes / Yes

India

UAE

Yes

United States

Yes

United Kingdom

Yes

EU / EEA

Yes

Countries

Worldwide except 17 countries (including India, China, Turkey and Vietnam) and 19 US states

Bank account (IBAN or account number)

Not confirmed

Send money to a bank account

3 currencies

Not confirmed

Buy and sell crypto with fiat

Buy and sell

Not confirmed

Spend against crypto without selling

Yes

Yield on your balance

Yes

Tiers

Virtual · Metal

Basic · Silver · Gold · Platinum

Perks

Works on Base, Linea, Monad and Solana · Free ATM withdrawals up to $1,200 a month · Physical metal card

Credit Mode: spend against crypto or tokenized stocks without selling · Yield on deposits through Kamino · Airport lounges and fast track on paid plans · 24/7 human support · Spending up to $2,000 a month

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, MetaMask Card or XPlace Card?

MetaMask Card scores higher on the G2M score: 70/100 against 57/100 (#7 and #22 of 36 cards). Pick MetaMask Card for cashback; pick XPlace Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, MetaMask Card or XPlace Card?

Neither card has an annual fee. MetaMask Card charges 1% on foreign currency; XPlace Card does not publish its FX fee.

Which pays more cashback, MetaMask Card or XPlace Card?

MetaMask Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 2% on XPlace Card.

Which works in more countries, MetaMask Card or XPlace Card?

MetaMask Card lists 53 countries where it works; XPlace Card does not publish a full country list (233 confirmed so far). Of the markets we check for every card, only XPlace Card is confirmed in United States, United Kingdom and UAE.

Who holds my funds with MetaMask Card and XPlace Card?

Both are non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.