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Krak Card vs SolCard

Krak Card scores higher on the G2M score: 60/100 against 35/100 (#19 and #32 of 33 cards). Pick Krak Card for a lower FX fee; pick SolCard for cashback and more countries.

Krak Card60

#19 of 33 · Up to 2% back · annual fee none

Get KrakenRead the review
SolCard35

#32 of 33 · 0% to 1.3% back · annual fee none

Get SolCardRead the review

The short answer

  • Krak Card scores higher on the G2M score: 60/100 against 35/100 (#19 and #32 of 33 cards).
  • SolCard pays 0% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 2% on Krak Card and 1.3% on SolCard.
  • Neither card has an annual fee.
  • Krak Card charges less on foreign currency: a 1% FX fee against 2%.
  • Krak Card lists 32 countries where it works; SolCard does not publish a full country list (245 confirmed so far). Of the markets we check for every card, only SolCard is confirmed in India and UAE.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Krak Card
SolCard
G2M score
60 (better)
35
Base cashback
Not published
0%
Max cashback
2% (better)
1.3%
Paid in
Not published
USDT or USDC
Annual fee
Free
Free
FX fee
1% (better)
2%
Top-up fee
0% (better)
5%
Per-purchase fee
None listed
None listed
ATM
Supported; fees not published
Not published
Network
Visa / Mastercard
Visa / Mastercard
Card type
Debit
Prepaid
Custody
Custodial
Custodial
No ID check
ID needed or not stated
Yes: Virtual card
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Yes
UAE
No
Yes
United States
Yes
Yes
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
32
Worldwide except Hong Kong and sanctioned countries; in the US only the Virtual card (online)
Bank account (IBAN or account number)
In your name
Not confirmed
Send money to a bank account
3 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Not confirmed
Spend against crypto without selling
No
No
Yield on your balance
Yes
No
Tiers
Krak Card
Virtual · Platinum · Signature · Private
Perks
—
No ID check needed for the Virtual card · Physical Platinum card with Apple Pay and Google Pay · Top up from 13 networks, incl. Bitcoin, Solana and Tron · SOLC staking: free cards and cashback · Online only, no Apple Pay or Google Pay

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Krak Card or SolCard?

Krak Card scores higher on the G2M score: 60/100 against 35/100 (#19 and #32 of 33 cards). Pick Krak Card for a lower FX fee; pick SolCard for cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Krak Card or SolCard?

Neither card has an annual fee. Krak Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, Krak Card or SolCard?

SolCard pays 0% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 2% on Krak Card and 1.3% on SolCard.

Which works in more countries, Krak Card or SolCard?

Krak Card lists 32 countries where it works; SolCard does not publish a full country list (245 confirmed so far). Of the markets we check for every card, only SolCard is confirmed in India and UAE.

Who holds my funds with Krak Card and SolCard?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.