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Krak Card vs RedotPay Card

Krak Card scores higher on the G2M score: 60/100 against 54/100 (#18 and #20 of 26 cards). Pick Krak Card for a lower FX fee; pick RedotPay Card for more countries.

Krak Card60

#18 of 26 · Up to 2% back · annual fee none

Get KrakenRead the review
RedotPay Card54

#20 of 26 · Not published back · annual fee none

Get RedotPayRead the review

The short answer

  • Krak Card scores higher on the G2M score: 60/100 against 54/100 (#18 and #20 of 26 cards).
  • Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 2% on Krak Card.
  • Neither card has an annual fee.
  • Krak Card charges less on foreign currency: a 1% FX fee against 1.2%.
  • Krak Card lists 32 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far). Of the markets we check for every card, only Krak Card is confirmed in United States, and only RedotPay Card is confirmed in UAE.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Krak Card
RedotPay Card
G2M score
60 (better)
54
Base cashback
Not published
Not published
Max cashback
2%
Not published
Paid in
Not published
Points
Annual fee
Free
Free
FX fee
1% (better)
1.2%
Top-up fee
0%
0%
Per-purchase fee
None listed
1% + $0.20 at or under $1, first 5 a month free
ATM
Supported; fees not published
USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)
Network
Visa / Mastercard
Visa
Card type
Debit
Prepaid
Custody
Custodial
Custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / ?
India
No
No
UAE
No
Yes
United States
Yes
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
32
201
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
6 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Krak Card
Virtual card · Physical card
Perks
—
Points rewards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Krak Card or RedotPay Card?

Krak Card scores higher on the G2M score: 60/100 against 54/100 (#18 and #20 of 26 cards). Pick Krak Card for a lower FX fee; pick RedotPay Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Krak Card or RedotPay Card?

Neither card has an annual fee. Krak Card charges less on foreign currency: a 1% FX fee against 1.2%.

Which pays more cashback, Krak Card or RedotPay Card?

Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 2% on Krak Card.

Which works in more countries, Krak Card or RedotPay Card?

Krak Card lists 32 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far). Of the markets we check for every card, only Krak Card is confirmed in United States, and only RedotPay Card is confirmed in UAE.

Who holds my funds with Krak Card and RedotPay Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.