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Kite Card vs SolCard

Kite Card scores higher on the G2M score: 49/100 against 35/100 (#24 and #32 of 33 cards). Pick Kite Card for a lower FX fee and control of your funds; pick SolCard for more countries.

Kite Card49

#24 of 33 · 0% to 5% back · annual fee none

Get KiteRead the review
SolCard35

#32 of 33 · 0% to 1.3% back · annual fee none

Get SolCardRead the review

The short answer

  • Kite Card scores higher on the G2M score: 49/100 against 35/100 (#24 and #32 of 33 cards).
  • Both pay 0% cashback on their entry tier. Higher tiers go up to 5% on Kite Card and 1.3% on SolCard.
  • Neither card has an annual fee.
  • Kite Card charges less on foreign currency: a 1.8% FX fee against 2%.
  • Kite Card lists 9 countries where it works; SolCard does not publish a full country list (245 confirmed so far). Of the markets we check for every card, only SolCard is confirmed in United States, United Kingdom, EU / EEA, India and UAE.
  • Kite Card is self-custodial; SolCard is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Kite Card
SolCard
G2M score
49 (better)
35
Base cashback
0%
0%
Max cashback
5% (better)
1.3%
Paid in
USD
USDT or USDC
Annual fee
Free
Free
FX fee
1.8% (better)
2%
Top-up fee
0.53% (better)
5%
Per-purchase fee
None listed
None listed
ATM
Coming soon
Not published
Network
Visa
Visa / Mastercard
Card type
Prepaid
Prepaid
Custody
Self-custodial
Custodial
No ID check
ID needed or not stated
Yes: Virtual card
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Yes
UAE
No
Yes
United States
No
Yes
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
9
Worldwide except Hong Kong and sanctioned countries; in the US only the Virtual card (online)
Bank account (IBAN or account number)
In your name
Not confirmed
Send money to a bank account
17 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Not confirmed
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Not confirmed
No
Tiers
Kite Card
Virtual · Platinum · Signature · Private
Perks
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)
No ID check needed for the Virtual card · Physical Platinum card with Apple Pay and Google Pay · Top up from 13 networks, incl. Bitcoin, Solana and Tron · SOLC staking: free cards and cashback · Online only, no Apple Pay or Google Pay

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 29 Oct 2026; see each card's review for its sources.

Questions

Which is better, Kite Card or SolCard?

Kite Card scores higher on the G2M score: 49/100 against 35/100 (#24 and #32 of 33 cards). Pick Kite Card for a lower FX fee and control of your funds; pick SolCard for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Kite Card or SolCard?

Neither card has an annual fee. Kite Card charges less on foreign currency: a 1.8% FX fee against 2%.

Which pays more cashback, Kite Card or SolCard?

Both pay 0% cashback on their entry tier. Higher tiers go up to 5% on Kite Card and 1.3% on SolCard.

Which works in more countries, Kite Card or SolCard?

Kite Card lists 9 countries where it works; SolCard does not publish a full country list (245 confirmed so far). Of the markets we check for every card, only SolCard is confirmed in United States, United Kingdom, EU / EEA, India and UAE.

Who holds my funds with Kite Card and SolCard?

Kite Card is self-custodial; SolCard is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.