[ head to head ]

KAST Card vs Tangem Pay

KAST Card scores higher on the G2M score: 66/100 against 62/100 (#10 and #15 of 26 cards). Pick KAST Card for cashback; pick Tangem Pay for a lower FX fee and more countries.

KAST Card66

#10 of 26 · 1.5% to 3% back · annual fee none

Get KAST Read the review

Tangem Pay62

#15 of 26 · 1% to 4% back · annual fee none

Get Tangem Read the review

The short answer

KAST Card scores higher on the G2M score: 66/100 against 62/100 (#10 and #15 of 26 cards).
KAST Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 3% on KAST Card and 4% on Tangem Pay.
Neither card has an annual fee.
Tangem Pay charges less on foreign currency: a 1.5% FX fee against 2%.
Tangem Pay is confirmed in more countries: 50 against 2, though neither publishes a full list. Of the markets we check for every card, only Tangem Pay is confirmed in UAE.
KAST Card is custodial or self-custodial; Tangem Pay is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

KAST Card

Tangem Pay

G2M score

Base cashback

1.5%

Max cashback

Paid in

USD plus KAST Points

USDC

Annual fee

Free

FX fee

1.5%

Top-up fee

Per-purchase fee

$0.10 under $25 (non-USD)

None listed

ATM

$3 + 2%; up to $250 per withdrawal

4% on Basic, 2% on Plus, 1% on Prestige

Network

Visa

Card type

Credit

Debit

Custody

Custodial or self-custodial

Self-custodial

Formats

virtual, physical

virtual, physical, metal

Apple / Google Pay

Yes / Yes

? / ?

India

Unclear

UAE

Unclear

Yes

United States

Yes

United Kingdom

Unclear

EU / EEA

Unclear

Countries

Global (full country list not published)

Select regions worldwide

Bank account (IBAN or account number)

In your name

Send money to a bank account

38 currencies

1 currency

Buy and sell crypto with fiat

Buy and sell

Spend against crypto without selling

Yield on your balance

Yes

Tiers

Standard · Premium · Private

Basic · Plus · Prestige

Perks

Concierge on every tier · Concierge · +1% back in KAST Points · +2% back in KAST Points

Priority Pass lounges on Plus and Prestige · Welcome offer: 5% on your first $500 · 2 airport lounge visits a year · 8 airport lounge visits a year · Metal card

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, KAST Card or Tangem Pay?

KAST Card scores higher on the G2M score: 66/100 against 62/100 (#10 and #15 of 26 cards). Pick KAST Card for cashback; pick Tangem Pay for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, KAST Card or Tangem Pay?

Neither card has an annual fee. Tangem Pay charges less on foreign currency: a 1.5% FX fee against 2%.

Which pays more cashback, KAST Card or Tangem Pay?

KAST Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 3% on KAST Card and 4% on Tangem Pay.

Which works in more countries, KAST Card or Tangem Pay?

Tangem Pay is confirmed in more countries: 50 against 2, though neither publishes a full list. Of the markets we check for every card, only Tangem Pay is confirmed in UAE.

Who holds my funds with KAST Card and Tangem Pay?

KAST Card is custodial or self-custodial; Tangem Pay is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.