[ head to head ]

Hyperbeat Pay Card vs MetaMask Card

MetaMask Card scores higher on the G2M score: 70/100 against 22/100 (#7 and #36 of 36 cards). MetaMask Card also comes out ahead on cashback and more countries.

Hyperbeat Pay Card22

#36 of 36 · 0.2% to 12% back · annual fee Not published

Get Hyperbeat Read the review

MetaMask Card70

#7 of 36 · 1% back · annual fee none

Get MetaMask Read the review

The short answer

MetaMask Card scores higher on the G2M score: 70/100 against 22/100 (#7 and #36 of 36 cards).
MetaMask Card pays more cashback on its entry tier: 1% against 0.2%. Higher tiers go up to 12% on Hyperbeat Pay Card.
MetaMask Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee.
MetaMask Card charges 1% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
MetaMask Card lists 53 countries where it works; Hyperbeat Pay Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Hyperbeat Pay Card is confirmed in United States, and only MetaMask Card is confirmed in EU / EEA.
Both are non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Hyperbeat Pay Card

MetaMask Card

G2M score

Base cashback

0.2%

Max cashback

12%

Paid in

WHYPE

Not published

Annual fee

Not published

Free

FX fee

Not published

Top-up fee

Not published

Per-purchase fee

None listed

ATM

Not published

2%; Metal: free up to $1,200 a month

Network

Visa

Mastercard

Card type

Varies by region

Debit

Custody

Non-custodial

Sign-up bonus (G2M link)

None published

No ID check

ID needed or not stated

Formats

virtual

virtual, physical, metal

Apple / Google Pay

? / ?

Yes / Yes

India

Unclear

UAE

Unclear

United States

Yes

United Kingdom

Unclear

EU / EEA

Unclear

Yes

Countries

Worldwide except sanctioned countries (Cuba, Iran, North Korea, Sudan, Syria) and Ontario, Canada; US residents under a separate US card agreement; no full country list

Bank account (IBAN or account number)

Not confirmed

Send money to a bank account

Not confirmed

3 currencies

Buy and sell crypto with fiat

Buy and sell

Spend against crypto without selling

Yes

Yield on your balance

Yes

Tiers

Everyday · All boosters · Trader $1M · Trader $5M

Virtual · Metal

Perks

Credit Mode: spend against BTC, ETH, SOL or HYPE without selling · Savings, trading and card in one non-custodial account · Virtual card now, physical card waitlist · Four boosters add 0.2% each: hold $1,000 or $10,000, spend $1,000 or $10,000 in 30 days

Works on Base, Linea, Monad and Solana · Free ATM withdrawals up to $1,200 a month · Physical metal card

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Hyperbeat Pay Card or MetaMask Card?

MetaMask Card scores higher on the G2M score: 70/100 against 22/100 (#7 and #36 of 36 cards). MetaMask Card also comes out ahead on cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Hyperbeat Pay Card or MetaMask Card?

MetaMask Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee. MetaMask Card charges 1% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.

Which pays more cashback, Hyperbeat Pay Card or MetaMask Card?

MetaMask Card pays more cashback on its entry tier: 1% against 0.2%. Higher tiers go up to 12% on Hyperbeat Pay Card.

Which works in more countries, Hyperbeat Pay Card or MetaMask Card?

MetaMask Card lists 53 countries where it works; Hyperbeat Pay Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Hyperbeat Pay Card is confirmed in United States, and only MetaMask Card is confirmed in EU / EEA.

Who holds my funds with Hyperbeat Pay Card and MetaMask Card?

Both are non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.