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Exa Card vs Plasma One

Exa Card scores higher on the G2M score: 67/100 against 61/100 (#9 and #16 of 26 cards). Pick Exa Card for a lower FX fee and more countries; pick Plasma One for cashback.

Exa Card67

#9 of 26 · 1% back · annual fee none

Get ExactlyRead the review
Plasma One61

#16 of 26 · 2% to 4% back · annual fee none

Get PlasmaRead the review

The short answer

  • Exa Card scores higher on the G2M score: 67/100 against 61/100 (#9 and #16 of 26 cards).
  • Plasma One pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 4% on Plasma One.
  • Neither card has an annual fee.
  • Exa Card charges less on foreign currency: a 1.5% FX fee against 2%.
  • Exa Card lists 46 countries where it works; Plasma One does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Exa Card is confirmed in UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Exa Card
Plasma One
G2M score
67 (better)
61
Base cashback
1%
2% (better)
Max cashback
1%
4% (better)
Paid in
Not published
XPL, weekly
Annual fee
Free
Free
FX fee
1.5% (better)
2%
Top-up fee
0% (better)
0.15%
Per-purchase fee
None listed
None listed
ATM
$1 + 0.65% per withdrawal; up to $250 each
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Network
Visa
Visa
Card type
Varies by region
Spend
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Yes
Unclear
United States
Yes
Yes
United Kingdom
No
Unclear
EU / EEA
No
Unclear
Countries
46
Growing list of countries, full list not published; the US in 31 states
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
19 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Yes
Tiers
Global · United States
Lite · Core · Platinum
Perks
Concierge · Extended warranty · Purchase protection
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Exa Card or Plasma One?

Exa Card scores higher on the G2M score: 67/100 against 61/100 (#9 and #16 of 26 cards). Pick Exa Card for a lower FX fee and more countries; pick Plasma One for cashback. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Exa Card or Plasma One?

Neither card has an annual fee. Exa Card charges less on foreign currency: a 1.5% FX fee against 2%.

Which pays more cashback, Exa Card or Plasma One?

Plasma One pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 4% on Plasma One.

Which works in more countries, Exa Card or Plasma One?

Exa Card lists 46 countries where it works; Plasma One does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Exa Card is confirmed in UAE.

Who holds my funds with Exa Card and Plasma One?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.