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Exa Card vs KAST Card

Exa Card scores higher on the G2M score: 67/100 against 66/100 (#9 and #10 of 26 cards). Pick Exa Card for a lower FX fee and more countries; pick KAST Card for cashback.

Exa Card67

#9 of 26 · 1% back · annual fee none

Get ExactlyRead the review
KAST Card66

#10 of 26 · 1.5% to 3% back · annual fee none

Get KASTRead the review

The short answer

  • Exa Card scores higher on the G2M score: 67/100 against 66/100 (#9 and #10 of 26 cards).
  • KAST Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 3% on KAST Card.
  • Neither card has an annual fee.
  • Exa Card charges less on foreign currency: a 1.5% FX fee against 2%.
  • Exa Card lists 46 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only Exa Card is confirmed in UAE.
  • Exa Card is self-custodial; KAST Card is custodial or self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Exa Card
KAST Card
G2M score
67 (better)
66
Base cashback
1%
1.5% (better)
Max cashback
1%
3% (better)
Paid in
Not published
USD plus KAST Points
Annual fee
Free
Free
FX fee
1.5% (better)
2%
Top-up fee
0%
0%
Per-purchase fee
None listed
$0.10 under $25 (non-USD)
ATM
$1 + 0.65% per withdrawal; up to $250 each
$3 + 2%; up to $250 per withdrawal
Network
Visa
Visa
Card type
Varies by region
Credit
Custody
Self-custodial
Custodial or self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Yes
Unclear
United States
Yes
Yes
United Kingdom
No
Unclear
EU / EEA
No
Unclear
Countries
46
Global (full country list not published)
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
38 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Yes
Tiers
Global · United States
Standard · Premium · Private
Perks
Concierge · Extended warranty · Purchase protection
Concierge on every tier · Concierge · +1% back in KAST Points · +2% back in KAST Points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Exa Card or KAST Card?

Exa Card scores higher on the G2M score: 67/100 against 66/100 (#9 and #10 of 26 cards). Pick Exa Card for a lower FX fee and more countries; pick KAST Card for cashback. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Exa Card or KAST Card?

Neither card has an annual fee. Exa Card charges less on foreign currency: a 1.5% FX fee against 2%.

Which pays more cashback, Exa Card or KAST Card?

KAST Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 3% on KAST Card.

Which works in more countries, Exa Card or KAST Card?

Exa Card lists 46 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only Exa Card is confirmed in UAE.

Who holds my funds with Exa Card and KAST Card?

Exa Card is self-custodial; KAST Card is custodial or self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Exa Card vs KAST Card: fees, cashback and countries compared · G2M