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DogPay Card vs Plasma One

Plasma One scores higher on the G2M score: 61/100 against 33/100 (#16 and #28 of 28 cards). Plasma One also comes out ahead on cashback, more countries and control of your funds.

DogPay Card33

#28 of 28 · Not published back · annual fee none

Get DogPayRead the review
Plasma One61

#16 of 28 · 2% to 4% back · annual fee none

Get PlasmaRead the review

The short answer

  • Plasma One scores higher on the G2M score: 61/100 against 33/100 (#16 and #28 of 28 cards).
  • Plasma One pays 2% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 4% on Plasma One.
  • Neither card has an annual fee.
  • Plasma One charges 2% on foreign currency; DogPay Card does not publish its FX fee.
  • Plasma One is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Plasma One is confirmed in United States.
  • DogPay Card is custodial; Plasma One is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
DogPay Card
Plasma One
G2M score
33
61 (better)
Base cashback
Not published
2%
Max cashback
Not published
4%
Paid in
Not published
XPL, weekly
Annual fee
Free
Free
FX fee
Not published
2%
Top-up fee
1%
0.15% (better)
Per-purchase fee
None listed
None listed
ATM
Physical card at supported ATMs; fee not published
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Network
Visa / Mastercard
Visa
Card type
Prepaid
Spend
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Unclear
Yes
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
Depends on your region and identity checks; no country list published
Growing list of countries, full list not published; the US in 31 states
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
19 currencies
Buy and sell crypto with fiat
Sell only
Buy and sell
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
Yes
Tiers
Basic · Premium · Platinum · Ultra
Lite · Core · Platinum
Perks
Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn) · Card top-up fee 1% · $10 per virtual card · Up to 2 cards
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, DogPay Card or Plasma One?

Plasma One scores higher on the G2M score: 61/100 against 33/100 (#16 and #28 of 28 cards). Plasma One also comes out ahead on cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, DogPay Card or Plasma One?

Neither card has an annual fee. Plasma One charges 2% on foreign currency; DogPay Card does not publish its FX fee.

Which pays more cashback, DogPay Card or Plasma One?

Plasma One pays 2% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 4% on Plasma One.

Which works in more countries, DogPay Card or Plasma One?

Plasma One is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Plasma One is confirmed in United States.

Who holds my funds with DogPay Card and Plasma One?

DogPay Card is custodial; Plasma One is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.