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DogPay Card vs Nexo Card

Nexo Card scores higher on the G2M score: 63/100 against 33/100 (#13 and #28 of 28 cards). Nexo Card also comes out ahead on cashback and more countries.

DogPay Card33

#28 of 28 · Not published back · annual fee none

Get DogPayRead the review
Nexo Card63

#13 of 28 · 0.5% to 2% back · annual fee none

Get NexoRead the review

The short answer

  • Nexo Card scores higher on the G2M score: 63/100 against 33/100 (#13 and #28 of 28 cards).
  • Nexo Card pays 0.5% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 2% on Nexo Card.
  • Neither card has an annual fee.
  • Nexo Card charges 2% on foreign currency; DogPay Card does not publish its FX fee.
  • Nexo Card is confirmed in more countries: 34 against 0, though neither publishes a full list. Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom and EU / EEA.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
DogPay Card
Nexo Card
G2M score
33
63 (better)
Base cashback
Not published
0.5%
Max cashback
Not published
2%
Paid in
Not published
NEXO or BTC
Annual fee
Free
Free
FX fee
Not published
2%
Top-up fee
1%
0% (better)
Per-purchase fee
None listed
None listed
ATM
Physical card at supported ATMs; fee not published
Free up to $150 (Base), $300 (Silver), $600 (Gold) or $2,000 (Platinum) a month, then 2% (min $1.99)
Network
Visa / Mastercard
Mastercard
Card type
Prepaid
Varies by region
Custody
Custodial
Custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
No
United States
Unclear
No
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
Depends on your region and identity checks; no country list published
34
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
3 currencies
Buy and sell crypto with fiat
Sell only
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Yes
Yes
Tiers
Basic · Premium · Platinum · Ultra
Base · Silver · Gold · Platinum
Perks
Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn) · Card top-up fee 1% · $10 per virtual card · Up to 2 cards
Credit mode: spend without selling your crypto · Personal EUR IBAN, GBP and USD accounts · Free ATM withdrawals up to $150 a month · Free ATM withdrawals up to $300 a month · Free ATM withdrawals up to $600 a month

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, DogPay Card or Nexo Card?

Nexo Card scores higher on the G2M score: 63/100 against 33/100 (#13 and #28 of 28 cards). Nexo Card also comes out ahead on cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, DogPay Card or Nexo Card?

Neither card has an annual fee. Nexo Card charges 2% on foreign currency; DogPay Card does not publish its FX fee.

Which pays more cashback, DogPay Card or Nexo Card?

Nexo Card pays 0.5% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 2% on Nexo Card.

Which works in more countries, DogPay Card or Nexo Card?

Nexo Card is confirmed in more countries: 34 against 0, though neither publishes a full list. Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with DogPay Card and Nexo Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.