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DogPay Card vs KAST Card

KAST Card scores higher on the G2M score: 66/100 against 33/100 (#10 and #28 of 28 cards). KAST Card also comes out ahead on cashback, more countries and control of your funds.

DogPay Card33

#28 of 28 · Not published back · annual fee none

Get DogPayRead the review
KAST Card66

#10 of 28 · 1.5% to 3% back · annual fee none

Get KASTRead the review

The short answer

  • KAST Card scores higher on the G2M score: 66/100 against 33/100 (#10 and #28 of 28 cards).
  • KAST Card pays 1.5% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 3% on KAST Card.
  • Neither card has an annual fee.
  • KAST Card charges 2% on foreign currency; DogPay Card does not publish its FX fee.
  • KAST Card is confirmed in more countries: 2 against 0, though neither publishes a full list. Of the markets we check for every card, only KAST Card is confirmed in United States.
  • DogPay Card is custodial; KAST Card is custodial or self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
DogPay Card
KAST Card
G2M score
33
66 (better)
Base cashback
Not published
1.5%
Max cashback
Not published
3%
Paid in
Not published
USD plus KAST Points
Annual fee
Free
Free
FX fee
Not published
2%
Top-up fee
1%
0% (better)
Per-purchase fee
None listed
$0.10 under $25 (non-USD)
ATM
Physical card at supported ATMs; fee not published
$3 + 2%; up to $250 per withdrawal
Network
Visa / Mastercard
Visa
Card type
Prepaid
Credit
Custody
Custodial
Custodial or self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Unclear
Yes
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
Depends on your region and identity checks; no country list published
Global (full country list not published)
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
38 currencies
Buy and sell crypto with fiat
Sell only
Buy and sell
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
Yes
Tiers
Basic · Premium · Platinum · Ultra
Standard · Premium · Private
Perks
Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn) · Card top-up fee 1% · $10 per virtual card · Up to 2 cards
Concierge on every tier · Concierge · +1% back in KAST Points · +2% back in KAST Points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, DogPay Card or KAST Card?

KAST Card scores higher on the G2M score: 66/100 against 33/100 (#10 and #28 of 28 cards). KAST Card also comes out ahead on cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, DogPay Card or KAST Card?

Neither card has an annual fee. KAST Card charges 2% on foreign currency; DogPay Card does not publish its FX fee.

Which pays more cashback, DogPay Card or KAST Card?

KAST Card pays 1.5% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 3% on KAST Card.

Which works in more countries, DogPay Card or KAST Card?

KAST Card is confirmed in more countries: 2 against 0, though neither publishes a full list. Of the markets we check for every card, only KAST Card is confirmed in United States.

Who holds my funds with DogPay Card and KAST Card?

DogPay Card is custodial; KAST Card is custodial or self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.