[ head to head ]

Crypto.com Visa Card vs XPlace Card

XPlace Card scores higher on the G2M score: 57/100 against 49/100 (#22 and #25 of 36 cards). XPlace Card also comes out ahead on cashback, more countries and control of your funds.

Crypto.com Visa Card49

#25 of 36 · Up to 6% back · annual fee none

Get Crypto.com Read the review

XPlace Card57

#22 of 36 · 0.5% to 2% back · annual fee none

Get XPlace Read the review

The short answer

XPlace Card scores higher on the G2M score: 57/100 against 49/100 (#22 and #25 of 36 cards).
XPlace Card pays 0.5% cashback on its entry tier; Crypto.com Visa Card does not publish a rate. Higher tiers go up to 6% on Crypto.com Visa Card and 2% on XPlace Card.
Neither card has an annual fee.
Crypto.com Visa Card charges 3% on foreign currency; XPlace Card does not publish its FX fee.
XPlace Card is confirmed in more countries: 233 against 37, though neither publishes a full list. Of the markets we check for every card, only XPlace Card is confirmed in UAE.
Crypto.com Visa Card is custodial; XPlace Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Crypto.com Visa Card

XPlace Card

G2M score

Base cashback

Not published

0.5%

Max cashback

Paid in

CRO

USDC

Annual fee

Free

FX fee

Not published

Top-up fee

Per-purchase fee

None listed

ATM

Supported; fees not published in our sources

Not published

Network

Visa / Mastercard

Visa

Card type

Varies by region

Custody

Custodial

Non-custodial

Sign-up bonus (G2M link)

None published

No ID check

ID needed or not stated

Formats

virtual, physical

Apple / Google Pay

? / ?

Yes / Yes

India

Unclear

UAE

Unclear

Yes

United States

Yes

United Kingdom

Yes

EU / EEA

Yes

Countries

Worldwide except 17 countries (including India, China, Turkey and Vietnam) and 19 US states

Bank account (IBAN or account number)

In your name

Not confirmed

Send money to a bank account

7 currencies

Not confirmed

Buy and sell crypto with fiat

Buy and sell

Not confirmed

Spend against crypto without selling

Yes

Yield on your balance

Yes

Tiers

Basic · Level Up (top tier)

Basic · Silver · Gold · Platinum

Perks

Level Up membership benefits · Up to 5% back in CRO on the prepaid card · Higher APY on cash balances

Credit Mode: spend against crypto or tokenized stocks without selling · Yield on deposits through Kamino · Airport lounges and fast track on paid plans · 24/7 human support · Spending up to $2,000 a month

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Crypto.com Visa Card or XPlace Card?

XPlace Card scores higher on the G2M score: 57/100 against 49/100 (#22 and #25 of 36 cards). XPlace Card also comes out ahead on cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Crypto.com Visa Card or XPlace Card?

Neither card has an annual fee. Crypto.com Visa Card charges 3% on foreign currency; XPlace Card does not publish its FX fee.

Which pays more cashback, Crypto.com Visa Card or XPlace Card?

XPlace Card pays 0.5% cashback on its entry tier; Crypto.com Visa Card does not publish a rate. Higher tiers go up to 6% on Crypto.com Visa Card and 2% on XPlace Card.

Which works in more countries, Crypto.com Visa Card or XPlace Card?

XPlace Card is confirmed in more countries: 233 against 37, though neither publishes a full list. Of the markets we check for every card, only XPlace Card is confirmed in UAE.

Who holds my funds with Crypto.com Visa Card and XPlace Card?

Crypto.com Visa Card is custodial; XPlace Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.