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Crypto.com Visa Card vs Hyperbeat Pay Card

Crypto.com Visa Card scores higher on the G2M score: 49/100 against 22/100 (#25 and #36 of 36 cards). Pick Crypto.com Visa Card for more countries; pick Hyperbeat Pay Card for cashback and control of your funds.

Crypto.com Visa Card49

#25 of 36 · Up to 6% back · annual fee none

Get Crypto.comRead the review
Hyperbeat Pay Card22

#36 of 36 · 0.2% to 12% back · annual fee Not published

Get HyperbeatRead the review

The short answer

  • Crypto.com Visa Card scores higher on the G2M score: 49/100 against 22/100 (#25 and #36 of 36 cards).
  • Hyperbeat Pay Card pays 0.2% cashback on its entry tier; Crypto.com Visa Card does not publish a rate. Higher tiers go up to 6% on Crypto.com Visa Card and 12% on Hyperbeat Pay Card.
  • Crypto.com Visa Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee.
  • Crypto.com Visa Card charges 3% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
  • Crypto.com Visa Card is confirmed in more countries: 37 against 1, though neither publishes a full list. Of the markets we check for every card, only Crypto.com Visa Card is confirmed in United Kingdom and EU / EEA.
  • Crypto.com Visa Card is custodial; Hyperbeat Pay Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Crypto.com Visa Card
Hyperbeat Pay Card
G2M score
49 (better)
22
Base cashback
Not published
0.2%
Max cashback
6%
12% (better)
Paid in
CRO
WHYPE
Annual fee
Free
Not published
FX fee
3%
Not published
Top-up fee
0%
Not published
Per-purchase fee
None listed
None listed
ATM
Supported; fees not published in our sources
Not published
Network
Visa / Mastercard
Visa
Card type
Varies by region
Varies by region
Custody
Custodial
Non-custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual
Apple / Google Pay
? / ?
? / ?
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Yes
Yes
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
38
Worldwide except sanctioned countries (Cuba, Iran, North Korea, Sudan, Syria) and Ontario, Canada; US residents under a separate US card agreement; no full country list
Bank account (IBAN or account number)
In your name
Not confirmed
Send money to a bank account
7 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Basic · Level Up (top tier)
Everyday · All boosters · Trader $1M · Trader $5M
Perks
Level Up membership benefits · Up to 5% back in CRO on the prepaid card · Higher APY on cash balances
Credit Mode: spend against BTC, ETH, SOL or HYPE without selling · Savings, trading and card in one non-custodial account · Virtual card now, physical card waitlist · Four boosters add 0.2% each: hold $1,000 or $10,000, spend $1,000 or $10,000 in 30 days

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Crypto.com Visa Card or Hyperbeat Pay Card?

Crypto.com Visa Card scores higher on the G2M score: 49/100 against 22/100 (#25 and #36 of 36 cards). Pick Crypto.com Visa Card for more countries; pick Hyperbeat Pay Card for cashback and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Crypto.com Visa Card or Hyperbeat Pay Card?

Crypto.com Visa Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee. Crypto.com Visa Card charges 3% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.

Which pays more cashback, Crypto.com Visa Card or Hyperbeat Pay Card?

Hyperbeat Pay Card pays 0.2% cashback on its entry tier; Crypto.com Visa Card does not publish a rate. Higher tiers go up to 6% on Crypto.com Visa Card and 12% on Hyperbeat Pay Card.

Which works in more countries, Crypto.com Visa Card or Hyperbeat Pay Card?

Crypto.com Visa Card is confirmed in more countries: 37 against 1, though neither publishes a full list. Of the markets we check for every card, only Crypto.com Visa Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Crypto.com Visa Card and Hyperbeat Pay Card?

Crypto.com Visa Card is custodial; Hyperbeat Pay Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Crypto.com Visa Card vs Hyperbeat Pay Card: fees, cashback and countries compared · G2M