Coinbase One Card vs XPlace Card
Coinbase One Card scores higher on the G2M score: 62/100 against 57/100 (#15 and #22 of 36 cards). Pick Coinbase One Card for cashback; pick XPlace Card for a lower annual fee, more countries and control of your funds.
The short answer
- Coinbase One Card scores higher on the G2M score: 62/100 against 57/100 (#15 and #22 of 36 cards).
- Coinbase One Card pays more cashback on its entry tier: 2% against 0.5%. Higher tiers go up to 4% on Coinbase One Card and 2% on XPlace Card.
- XPlace Card has no annual fee; Coinbase One Card costs $49.99 a year.
- Coinbase One Card charges 0% on foreign currency; XPlace Card does not publish its FX fee.
- Coinbase One Card lists 1 countries where it works; XPlace Card does not publish a full country list (233 confirmed so far). Of the markets we check for every card, only XPlace Card is confirmed in United Kingdom, EU / EEA and UAE.
- Coinbase One Card is custodial; XPlace Card is non-custodial.
Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.
Side by side
Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.
Questions
Which is better, Coinbase One Card or XPlace Card?
Coinbase One Card scores higher on the G2M score: 62/100 against 57/100 (#15 and #22 of 36 cards). Pick Coinbase One Card for cashback; pick XPlace Card for a lower annual fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.
Which has lower fees, Coinbase One Card or XPlace Card?
XPlace Card has no annual fee; Coinbase One Card costs $49.99 a year. Coinbase One Card charges 0% on foreign currency; XPlace Card does not publish its FX fee.
Which pays more cashback, Coinbase One Card or XPlace Card?
Coinbase One Card pays more cashback on its entry tier: 2% against 0.5%. Higher tiers go up to 4% on Coinbase One Card and 2% on XPlace Card.
Which works in more countries, Coinbase One Card or XPlace Card?
Coinbase One Card lists 1 countries where it works; XPlace Card does not publish a full country list (233 confirmed so far). Of the markets we check for every card, only XPlace Card is confirmed in United Kingdom, EU / EEA and UAE.
Who holds my funds with Coinbase One Card and XPlace Card?
Coinbase One Card is custodial; XPlace Card is non-custodial.
More comparisons
Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.