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Coinbase One Card vs Laso Finance Card

Coinbase One Card scores higher on the G2M score: 62/100 against 26/100 (#15 and #33 of 33 cards). Pick Coinbase One Card for cashback and a lower FX fee; pick Laso Finance Card for a lower annual fee.

Coinbase One Card62

#15 of 33 · 2% to 4% back · annual fee $49.99

Get CoinbaseRead the review
Laso Finance Card26

#33 of 33 · 0% back · annual fee none

Get Laso FinanceRead the review

The short answer

  • Coinbase One Card scores higher on the G2M score: 62/100 against 26/100 (#15 and #33 of 33 cards).
  • Coinbase One Card pays more cashback on its entry tier: 2% against 0%. Higher tiers go up to 4% on Coinbase One Card.
  • Laso Finance Card has no annual fee; Coinbase One Card costs $49.99 a year.
  • Coinbase One Card charges less on foreign currency: a 0% FX fee against 2%.
  • Coinbase One Card lists 1 countries where it works; Laso Finance Card does not publish a full country list (1 confirmed so far).
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Coinbase One Card
Laso Finance Card
G2M score
62 (better)
26
Base cashback
2% (better)
0%
Max cashback
4%
Not published
Paid in
Not published
Not published
Annual fee
$49.99
Free (better)
FX fee
0% (better)
2%
Top-up fee
0% (better)
3.8%
Per-purchase fee
None listed
None listed
ATM
Cash advance: the greater of $10 or 5%
Not published
Network
Amex
Visa
Card type
Credit
Prepaid
Custody
Custodial
Custodial
No ID check
ID needed or not stated
Yes: US and international cards
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
? / Yes
India
No
Unclear
UAE
No
Unclear
United States
Yes
Yes
United Kingdom
No
Unclear
EU / EEA
No
Unclear
Countries
1
US card for US merchants; international card for merchants worldwide, no published country list
Bank account (IBAN or account number)
No
Not confirmed
Send money to a bank account
Not confirmed
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Sell only
Spend against crypto without selling
No
No
Yield on your balance
Not confirmed
Not confirmed
Tiers
Coinbase One Card
International card · US card · Reloadable card
Perks
—
No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Coinbase One Card or Laso Finance Card?

Coinbase One Card scores higher on the G2M score: 62/100 against 26/100 (#15 and #33 of 33 cards). Pick Coinbase One Card for cashback and a lower FX fee; pick Laso Finance Card for a lower annual fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Coinbase One Card or Laso Finance Card?

Laso Finance Card has no annual fee; Coinbase One Card costs $49.99 a year. Coinbase One Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, Coinbase One Card or Laso Finance Card?

Coinbase One Card pays more cashback on its entry tier: 2% against 0%. Higher tiers go up to 4% on Coinbase One Card.

Which works in more countries, Coinbase One Card or Laso Finance Card?

Coinbase One Card lists 1 countries where it works; Laso Finance Card does not publish a full country list (1 confirmed so far).

Who holds my funds with Coinbase One Card and Laso Finance Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.