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COCA Card vs Coinbase One Card

COCA Card scores higher on the G2M score: 64/100 against 62/100 (#12 and #14 of 26 cards). Pick COCA Card for a lower annual fee, more countries and control of your funds; pick Coinbase One Card for cashback.

COCA Card64

#12 of 26 · 1% to 8% back · annual fee none

Get COCARead the review
Coinbase One Card62

#14 of 26 · 2% to 4% back · annual fee $49.99

Get CoinbaseRead the review

The short answer

  • COCA Card scores higher on the G2M score: 64/100 against 62/100 (#12 and #14 of 26 cards).
  • Coinbase One Card pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 8% on COCA Card and 4% on Coinbase One Card.
  • COCA Card has no annual fee; Coinbase One Card costs $49.99 a year.
  • Coinbase One Card charges 0% on foreign currency; COCA Card does not publish its FX fee.
  • COCA Card is confirmed in more countries: 73 against 1. Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE, and only Coinbase One Card is confirmed in United States.
  • COCA Card is self-custodial; Coinbase One Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
Coinbase One Card
G2M score
64 (better)
62
Base cashback
1%
2% (better)
Max cashback
8% (better)
4%
Paid in
Stablecoins, monthly
Not published
Annual fee
Free (better)
$49.99
FX fee
Not published
0%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free up to $250 a month, then 2%
Cash advance: the greater of $10 or 5%
Network
Visa
Amex
Card type
Debit
Credit
Custody
Self-custodial
Custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
No
United States
No
Yes
United Kingdom
Yes
No
EU / EEA
Yes
No
Countries
73
1
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
1 currency
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Not confirmed
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Coinbase One Card
Perks
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions
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Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or Coinbase One Card?

COCA Card scores higher on the G2M score: 64/100 against 62/100 (#12 and #14 of 26 cards). Pick COCA Card for a lower annual fee, more countries and control of your funds; pick Coinbase One Card for cashback. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or Coinbase One Card?

COCA Card has no annual fee; Coinbase One Card costs $49.99 a year. Coinbase One Card charges 0% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, COCA Card or Coinbase One Card?

Coinbase One Card pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 8% on COCA Card and 4% on Coinbase One Card.

Which works in more countries, COCA Card or Coinbase One Card?

COCA Card is confirmed in more countries: 73 against 1. Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE, and only Coinbase One Card is confirmed in United States.

Who holds my funds with COCA Card and Coinbase One Card?

COCA Card is self-custodial; Coinbase One Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.