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Bybit Card vs Plasma One

Plasma One scores higher on the G2M score: 61/100 against 48/100 (#16 and #22 of 26 cards). Pick Bybit Card for more countries; pick Plasma One for cashback and control of your funds.

Bybit Card48

#22 of 26 · Up to 10% back · annual fee none

Get BybitRead the review
Plasma One61

#16 of 26 · 2% to 4% back · annual fee none

Get PlasmaRead the review

The short answer

  • Plasma One scores higher on the G2M score: 61/100 against 48/100 (#16 and #22 of 26 cards).
  • Plasma One pays 2% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card and 4% on Plasma One.
  • Neither card has an annual fee.
  • Both charge a 2% FX fee on foreign currency.
  • Bybit Card lists 37 countries where it works; Plasma One does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Bybit Card is confirmed in EU / EEA, and only Plasma One is confirmed in United States.
  • Bybit Card is custodial; Plasma One is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bybit Card
Plasma One
G2M score
48
61 (better)
Base cashback
Not published
2%
Max cashback
10% (better)
4%
Paid in
Points, redeemable for USDT or crypto
XPL, weekly
Annual fee
Free
Free
FX fee
2%
2%
Top-up fee
0% (better)
0.15%
Per-purchase fee
0.9%
None listed
ATM
Around $100 or €100 a month depending on region
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Network
Mastercard
Visa
Card type
Varies by region
Spend
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
No
Unclear
UAE
No
Unclear
United States
No
Yes
United Kingdom
No
Unclear
EU / EEA
Yes
Unclear
Countries
33
Growing list of countries, full list not published; the US in 31 states
Bank account (IBAN or account number)
Shared, with a reference code
In your name
Send money to a bank account
1 currency
19 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
VIP 1 to 2 · VIP 3 (Alpha) · Supreme VIP
Lite · Core · Platinum
Perks
Subscription rebates for VIPs · 100% rebates on Netflix, Spotify and ChatGPT
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bybit Card or Plasma One?

Plasma One scores higher on the G2M score: 61/100 against 48/100 (#16 and #22 of 26 cards). Pick Bybit Card for more countries; pick Plasma One for cashback and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bybit Card or Plasma One?

Neither card has an annual fee. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, Bybit Card or Plasma One?

Plasma One pays 2% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card and 4% on Plasma One.

Which works in more countries, Bybit Card or Plasma One?

Bybit Card lists 37 countries where it works; Plasma One does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Bybit Card is confirmed in EU / EEA, and only Plasma One is confirmed in United States.

Who holds my funds with Bybit Card and Plasma One?

Bybit Card is custodial; Plasma One is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.