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Bybit Card vs Nexo Card

Nexo Card scores higher on the G2M score: 63/100 against 48/100 (#13 and #22 of 26 cards). Pick Bybit Card for more countries; pick Nexo Card for cashback.

Bybit Card48

#22 of 26 · Up to 10% back · annual fee none

Get BybitRead the review
Nexo Card63

#13 of 26 · 0.5% to 2% back · annual fee none

Get NexoRead the review

The short answer

  • Nexo Card scores higher on the G2M score: 63/100 against 48/100 (#13 and #22 of 26 cards).
  • Nexo Card pays 0.5% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card and 2% on Nexo Card.
  • Neither card has an annual fee.
  • Both charge a 2% FX fee on foreign currency.
  • Bybit Card lists 37 countries where it works; Nexo Card does not publish a full country list (34 confirmed so far). Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bybit Card
Nexo Card
G2M score
48
63 (better)
Base cashback
Not published
0.5%
Max cashback
10% (better)
2%
Paid in
Points, redeemable for USDT or crypto
NEXO or BTC
Annual fee
Free
Free
FX fee
2%
2%
Top-up fee
0%
0%
Per-purchase fee
0.9%
None listed
ATM
Around $100 or €100 a month depending on region
Free up to $150 (Base), $300 (Silver), $600 (Gold) or $2,000 (Platinum) a month, then 2% (min $1.99)
Network
Mastercard
Mastercard
Card type
Varies by region
Varies by region
Custody
Custodial
Custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
No
No
UAE
No
No
United States
No
No
United Kingdom
No
Yes
EU / EEA
Yes
Yes
Countries
33
34
Bank account (IBAN or account number)
Shared, with a reference code
In your name
Send money to a bank account
1 currency
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
VIP 1 to 2 · VIP 3 (Alpha) · Supreme VIP
Base · Silver · Gold · Platinum
Perks
Subscription rebates for VIPs · 100% rebates on Netflix, Spotify and ChatGPT
Credit mode: spend without selling your crypto · Personal EUR IBAN, GBP and USD accounts · Free ATM withdrawals up to $150 a month · Free ATM withdrawals up to $300 a month · Free ATM withdrawals up to $600 a month

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bybit Card or Nexo Card?

Nexo Card scores higher on the G2M score: 63/100 against 48/100 (#13 and #22 of 26 cards). Pick Bybit Card for more countries; pick Nexo Card for cashback. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bybit Card or Nexo Card?

Neither card has an annual fee. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, Bybit Card or Nexo Card?

Nexo Card pays 0.5% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card and 2% on Nexo Card.

Which works in more countries, Bybit Card or Nexo Card?

Bybit Card lists 37 countries where it works; Nexo Card does not publish a full country list (34 confirmed so far). Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom.

Who holds my funds with Bybit Card and Nexo Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.