G2MGWEI 2 MERCHANT
Find your best card
Back
[ head to head ]

Bybit Card vs Krak Card

Krak Card scores higher on the G2M score: 60/100 against 48/100 (#18 and #22 of 26 cards). Pick Bybit Card for more countries; pick Krak Card for a lower FX fee.

Bybit Card48

#22 of 26 · Up to 10% back · annual fee none

Get BybitRead the review
Krak Card60

#18 of 26 · Up to 2% back · annual fee none

Get KrakenRead the review

The short answer

  • Krak Card scores higher on the G2M score: 60/100 against 48/100 (#18 and #22 of 26 cards).
  • Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 10% on Bybit Card and 2% on Krak Card.
  • Neither card has an annual fee.
  • Krak Card charges less on foreign currency: a 1% FX fee against 2%.
  • Bybit Card is confirmed in more countries: 37 against 32. Of the markets we check for every card, only Krak Card is confirmed in United States and United Kingdom.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bybit Card
Krak Card
G2M score
48
60 (better)
Base cashback
Not published
Not published
Max cashback
10% (better)
2%
Paid in
Points, redeemable for USDT or crypto
Not published
Annual fee
Free
Free
FX fee
2%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
0.9%
None listed
ATM
Around $100 or €100 a month depending on region
Supported; fees not published
Network
Mastercard
Visa / Mastercard
Card type
Varies by region
Debit
Custody
Custodial
Custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
No
No
UAE
No
No
United States
No
Yes
United Kingdom
No
Yes
EU / EEA
Yes
Yes
Countries
33
32
Bank account (IBAN or account number)
Shared, with a reference code
In your name
Send money to a bank account
1 currency
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
VIP 1 to 2 · VIP 3 (Alpha) · Supreme VIP
Krak Card
Perks
Subscription rebates for VIPs · 100% rebates on Netflix, Spotify and ChatGPT
—

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bybit Card or Krak Card?

Krak Card scores higher on the G2M score: 60/100 against 48/100 (#18 and #22 of 26 cards). Pick Bybit Card for more countries; pick Krak Card for a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bybit Card or Krak Card?

Neither card has an annual fee. Krak Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, Bybit Card or Krak Card?

Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 10% on Bybit Card and 2% on Krak Card.

Which works in more countries, Bybit Card or Krak Card?

Bybit Card is confirmed in more countries: 37 against 32. Of the markets we check for every card, only Krak Card is confirmed in United States and United Kingdom.

Who holds my funds with Bybit Card and Krak Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.