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Bitget Wallet Card vs Karta.io Card

Bitget Wallet Card scores higher on the G2M score: 67/100 against 40/100 (#8 and #26 of 26 cards). Pick Bitget Wallet Card for cashback and more countries; pick Karta.io Card for a lower FX fee and control of your funds.

Bitget Wallet Card67

#8 of 26 · 2% to 3% back · annual fee none

Get Bitget WalletRead the review
Karta.io Card40

#26 of 26 · Not published back · annual fee none

Get Karta.ioRead the review

The short answer

  • Bitget Wallet Card scores higher on the G2M score: 67/100 against 40/100 (#8 and #26 of 26 cards).
  • Bitget Wallet Card pays 2% cashback on its entry tier; Karta.io Card does not publish a rate. Higher tiers go up to 3% on Bitget Wallet Card.
  • Neither card has an annual fee.
  • Karta.io Card charges less on foreign currency: a 1% FX fee against 1.7%.
  • Bitget Wallet Card lists 52 countries where it works; Karta.io Card does not publish a full country list. Of the markets we check for every card, only Bitget Wallet Card is confirmed in United Kingdom and EU / EEA.
  • Bitget Wallet Card is custodial; Karta.io Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bitget Wallet Card
Karta.io Card
G2M score
67 (better)
40
Base cashback
2%
Not published
Max cashback
3%
Not published
Paid in
Not published
Not published
Annual fee
Free
Free
FX fee
1.7%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
1.5%
ATM
1% or $5, whichever is higher
1 USDT + 2.5% per withdrawal
Network
Visa
Visa
Card type
Debit
Prepaid
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
No
Unclear
United States
No
No
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
52
Not published; depends on local rules and card partners
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
No
Buy and sell crypto with fiat
Buy and sell
Buy only
Spend against crypto without selling
No
No
Yield on your balance
Yes
No
Tiers
Standard · Boosted
Karta Personal
Perks
—
Visa Signature · Fiat top-ups by ACH, SEPA, SWIFT, PIX and SPEI

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bitget Wallet Card or Karta.io Card?

Bitget Wallet Card scores higher on the G2M score: 67/100 against 40/100 (#8 and #26 of 26 cards). Pick Bitget Wallet Card for cashback and more countries; pick Karta.io Card for a lower FX fee and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bitget Wallet Card or Karta.io Card?

Neither card has an annual fee. Karta.io Card charges less on foreign currency: a 1% FX fee against 1.7%.

Which pays more cashback, Bitget Wallet Card or Karta.io Card?

Bitget Wallet Card pays 2% cashback on its entry tier; Karta.io Card does not publish a rate. Higher tiers go up to 3% on Bitget Wallet Card.

Which works in more countries, Bitget Wallet Card or Karta.io Card?

Bitget Wallet Card lists 52 countries where it works; Karta.io Card does not publish a full country list. Of the markets we check for every card, only Bitget Wallet Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Bitget Wallet Card and Karta.io Card?

Bitget Wallet Card is custodial; Karta.io Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.