Compare crypto cards

Pick up to three cards, and a tier of each if you like (say the next tier up from the free one). The best value in each row is highlighted.

Detail

Plasma One2% to 4% back

XPlaceVISA

XPlace Card0.5% to 2% back

G2M score

61 (best)

57

Base cashback

2% (best)

0.5%

Max cashback

4% (best)

2%

Paid in

XPL, weekly

USDC

Annual fee

Free

Free

FX fee

2%

Not published

Top-up fee

0.15%

0% (best)

Per-purchase fee

None listed

None listed

ATM

$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day

Not published

Network

Visa

Visa

Card type

Spend

Varies by region

Custody

Non-custodial

Non-custodial

Sign-up bonus (G2M link)

$10 spend credit each after you spend $100 at 2+ shops within 14 days (not paid for Nigeria, Bangladesh or Kenya IDs); $200 each after $10,000 within 60 days

None published

No ID check

ID needed or not stated

ID needed or not stated

Formats

virtual, physical

virtual, physical

Apple / Google Pay

Yes / Yes

Yes / Yes

India

Unclear

No

UAE

Unclear

Yes

United States

Yes

Yes

United Kingdom

Unclear

Yes

EU / EEA

Unclear

Yes

Countries

Growing list of countries, full list not published; the US in 31 states

Worldwide except 17 countries (including India, China, Turkey and Vietnam) and 19 US states

Bank account (IBAN or account number)

In your name

Not confirmed

Send money to a bank account

19 currencies

Not confirmed

Buy and sell crypto with fiat

Buy and sell

Not confirmed

Spend against crypto without selling

No

Yes

Yield on your balance

Yes

Yes

Tiers

Lite · Core · Platinum

Basic · Silver · Gold · Platinum

Perks

Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Credit Mode: spend against crypto or tokenized stocks without selling · Yield on deposits through Kamino · Airport lounges and fast track on paid plans · 24/7 human support · Spending up to $2,000 a month

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Get Plasma

Get XPlace

Highlighted values are the best among the cards shown. “Not published” means the issuer does not state it. Stake values use today's token price.