Compare crypto cards

Pick up to three cards, and a tier of each if you like (say the next tier up from the free one). The best value in each row is highlighted.

Detail

Kolo Card1% to 2% back

OrbitX CardNot published back

G2M score

46 (best)

43

Base cashback

1%

Not published

Max cashback

2%

Not published

Paid in

BTC, daily

Not published

Annual fee

Free (best)

$12

FX fee

1.4% (best)

2%

Top-up fee

0%

0%

Per-purchase fee

1%

$0.20

ATM

USD card only: $1 + 0.65%, up to $500 a withdrawal and 3 a day, at contactless ATMs. No ATM access on the EUR card.

Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux

Network

Visa

Visa

Card type

Debit

Varies by region

Custody

Non-custodial

Non-custodial

Sign-up bonus (G2M link)

None published

None published

No ID check

ID needed or not stated

ID needed or not stated

Formats

virtual

virtual

Apple / Google Pay

Yes / Yes

Yes / Yes

India

Unclear

Unclear

UAE

Yes

Unclear

United States

Unclear

Unclear

United Kingdom

Yes

Unclear

EU / EEA

Unclear

Unclear

Countries

60

No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.

Bank account (IBAN or account number)

No

In your name

Send money to a bank account

1 currency

9 currencies

Buy and sell crypto with fiat

Sell only

Buy and sell

Spend against crypto without selling

No

Not confirmed

Yield on your balance

No

Yes

Tiers

Kolo Card

Neo · Lux

Perks

Visa Platinum benefits, claimed through Visa · Send crypto to any SEPA bank account · 2% for the first 30 days

Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum

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Get Kolo

Get OrbitX

Highlighted values are the best among the cards shown. “Not published” means the issuer does not state it. Stake values use today's token price.