Compare crypto cards

Pick up to three cards, and a tier of each if you like (say the next tier up from the free one). The best value in each row is highlighted.

Detail

Kite Card0% to 5% back

Plasma One2% to 4% back

G2M score

49

61 (best)

Base cashback

0%

2% (best)

Max cashback

5% (best)

4%

Paid in

USD

XPL, weekly

Annual fee

Free

Free

FX fee

1.8% (best)

2%

Top-up fee

0.53%

0.15% (best)

Per-purchase fee

None listed

None listed

ATM

Coming soon

$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day

Network

Visa

Visa

Card type

Prepaid

Spend

Custody

Self-custodial

Self-custodial

Formats

virtual

virtual, physical

Apple / Google Pay

Yes / Yes

Yes / Yes

India

No

Unclear

UAE

No

Unclear

United States

No

Yes

United Kingdom

No

Unclear

EU / EEA

No

Unclear

Countries

9

Growing list of countries, full list not published; the US in 31 states

Bank account (IBAN or account number)

In your name

In your name

Send money to a bank account

17 currencies

19 currencies

Buy and sell crypto with fiat

Buy and sell

Buy and sell

Spend against crypto without selling

Not confirmed

No

Yield on your balance

Not confirmed

Yes

Tiers

Kite Card

Lite · Core · Platinum

Perks

Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)

Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

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Get Kite

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Highlighted values are the best among the cards shown. “Not published” means the issuer does not state it. Stake values use today's token price.