Compare crypto cards

Pick up to three cards, and a tier of each if you like (say the next tier up from the free one). The best value in each row is highlighted.

Detail

HyperbeatVISA

Hyperbeat Pay Card0.2% to 12% back

Plasma One2% to 4% back

G2M score

22

61 (best)

Base cashback

0.2%

2% (best)

Max cashback

12% (best)

4%

Paid in

WHYPE

XPL, weekly

Annual fee

Not published

Free

FX fee

Not published

2%

Top-up fee

Not published

0.15%

Per-purchase fee

None listed

None listed

ATM

Not published

$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day

Network

Visa

Visa

Card type

Varies by region

Spend

Custody

Non-custodial

Non-custodial

Sign-up bonus (G2M link)

None published

$10 spend credit each after you spend $100 at 2+ shops within 14 days (not paid for Nigeria, Bangladesh or Kenya IDs); $200 each after $10,000 within 60 days

No ID check

ID needed or not stated

ID needed or not stated

Formats

virtual

virtual, physical

Apple / Google Pay

? / ?

Yes / Yes

India

Unclear

Unclear

UAE

Unclear

Unclear

United States

Yes

Yes

United Kingdom

Unclear

Unclear

EU / EEA

Unclear

Unclear

Countries

Worldwide except sanctioned countries (Cuba, Iran, North Korea, Sudan, Syria) and Ontario, Canada; US residents under a separate US card agreement; no full country list

Growing list of countries, full list not published; the US in 31 states

Bank account (IBAN or account number)

Not confirmed

In your name

Send money to a bank account

Not confirmed

19 currencies

Buy and sell crypto with fiat

Buy and sell

Buy and sell

Spend against crypto without selling

Yes

No

Yield on your balance

Yes

Yes

Tiers

Everyday · All boosters · Trader $1M · Trader $5M

Lite · Core · Platinum

Perks

Credit Mode: spend against BTC, ETH, SOL or HYPE without selling · Savings, trading and card in one non-custodial account · Virtual card now, physical card waitlist · Four boosters add 0.2% each: hold $1,000 or $10,000, spend $1,000 or $10,000 in 30 days

Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

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Get Hyperbeat

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Highlighted values are the best among the cards shown. “Not published” means the issuer does not state it. Stake values use today's token price.