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Compare crypto cards

Pick up to three cards, and a tier of each if you like (say the next tier up from the free one). The best value in each row is highlighted.

Card 1

Card 2

Card 3

Tiers to compare

What these keep you a year →Full ether.fi vs XPlace page

ether.fi Cash Card3% to 4% back

XPlace Card0.5% to 2% back

G2M score

Base cashback

0.5%

Max cashback

Paid in

ETHFI

USDC

Annual fee

Free

FX fee

0.5%

Not published

Top-up fee

Per-purchase fee

None listed

ATM

Free: 10 a month on Core and Luxe, unlimited on Pinnacle and VIP. Up to $5,000 per withdrawal, 5 a day

Not published

Network

Visa

Card type

Credit

Varies by region

Custody

Non-custodial

Sign-up bonus (G2M link)

3% cashback on all purchases, from your first purchase (the same rate as the free Core tier)

None published

No ID check

ID needed or not stated

Formats

virtual, physical

Apple / Google Pay

Yes / Yes

India

UAE

Yes

United States

Yes

United Kingdom

Yes

EU / EEA

Yes

Countries

Worldwide except 17 countries (including India, China, Turkey and Vietnam) and 19 US states

Bank account (IBAN or account number)

In your name

Not confirmed

Send money to a bank account

27 currencies

Not confirmed

Buy and sell crypto with fiat

Buy and sell

Not confirmed

Spend against crypto without selling

Yes

Yield on your balance

Yes

Tiers

Core · Luxe · Pinnacle · VIP

Basic · Silver · Gold · Platinum

Perks

Airport lounge access on every tier · Visa Signature benefits · Airport lounge benefit · Visa concierge · Purchase and price protection

Credit Mode: spend against crypto or tokenized stocks without selling · Yield on deposits through Kamino · Airport lounges and fast track on paid plans · 24/7 human support · Spending up to $2,000 a month

Get ether.fi

Get XPlace

Highlighted values are the best among the cards shown. “Not published” means the issuer does not state it. Stake values use today's token price.

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