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RedotPay Card vs Solayer Card

RedotPay Card scores higher on the G2M score: 54/100 against 47/100 (#20 and #23 of 26 cards). Pick RedotPay Card for a lower annual fee, a lower FX fee and more countries; pick Solayer Card for control of your funds.

RedotPay Card54

#20 of 26 · Not published back · annual fee none

Get RedotPayRead the review
Solayer Card47

#23 of 26 · Not published back · annual fee $20

Get SolayerRead the review

The short answer

  • RedotPay Card scores higher on the G2M score: 54/100 against 47/100 (#20 and #23 of 26 cards).
  • Neither card publishes a cashback rate for its entry tier.
  • RedotPay Card has no annual fee; Solayer Card costs $20 a year.
  • RedotPay Card charges less on foreign currency: a 1.2% FX fee against 1.5%.
  • RedotPay Card is confirmed in more countries: 200 against 154, though neither publishes a full list. Of the markets we check for every card, only RedotPay Card is confirmed in United Kingdom, EU / EEA and UAE, and only Solayer Card is confirmed in United States.
  • RedotPay Card is custodial; Solayer Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
RedotPay Card
Solayer Card
G2M score
54 (better)
47
Base cashback
Not published
Not published
Max cashback
Not published
Not published
Paid in
Points
Points
Annual fee
Free (better)
$20
FX fee
1.2% (better)
1.5%
Top-up fee
0% (better)
1%
Per-purchase fee
1% + $0.20 at or under $1, first 5 a month free
$0.15
ATM
USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)
Supported; fee not published
Network
Visa
Visa
Card type
Prepaid
Credit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / ?
Yes / Yes
India
No
No
UAE
Yes
No
United States
No
Yes
United Kingdom
Yes
No
EU / EEA
Yes
No
Countries
201
154
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
6 currencies
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Yes
Tiers
Virtual card · Physical card
Membership
Perks
Points rewards
Referral points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, RedotPay Card or Solayer Card?

RedotPay Card scores higher on the G2M score: 54/100 against 47/100 (#20 and #23 of 26 cards). Pick RedotPay Card for a lower annual fee, a lower FX fee and more countries; pick Solayer Card for control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, RedotPay Card or Solayer Card?

RedotPay Card has no annual fee; Solayer Card costs $20 a year. RedotPay Card charges less on foreign currency: a 1.2% FX fee against 1.5%.

Which pays more cashback, RedotPay Card or Solayer Card?

Neither card publishes a cashback rate for its entry tier.

Which works in more countries, RedotPay Card or Solayer Card?

RedotPay Card is confirmed in more countries: 200 against 154, though neither publishes a full list. Of the markets we check for every card, only RedotPay Card is confirmed in United Kingdom, EU / EEA and UAE, and only Solayer Card is confirmed in United States.

Who holds my funds with RedotPay Card and Solayer Card?

RedotPay Card is custodial; Solayer Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.