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Pionex Visa Card vs Solayer Card

Pionex Visa Card scores higher on the G2M score: 49/100 against 47/100 (#22 and #24 of 28 cards). Pick Pionex Visa Card for cashback, a lower annual fee and a lower FX fee; pick Solayer Card for more countries and control of your funds.

Pionex Visa Card49

#22 of 28 · 1% back · annual fee none

Get PionexRead the review
Solayer Card47

#24 of 28 · Not published back · annual fee $20

Get SolayerRead the review

The short answer

  • Pionex Visa Card scores higher on the G2M score: 49/100 against 47/100 (#22 and #24 of 28 cards).
  • Pionex Visa Card pays 1% cashback on its entry tier; Solayer Card does not publish a rate.
  • Pionex Visa Card has no annual fee; Solayer Card costs $20 a year.
  • Pionex Visa Card charges less on foreign currency: a 0% FX fee against 1.5%.
  • Solayer Card is confirmed in more countries: 154 against 0, though neither publishes a full list. Of the markets we check for every card, only Solayer Card is confirmed in United States.
  • Pionex Visa Card is custodial; Solayer Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Pionex Visa Card
Solayer Card
G2M score
49 (better)
47
Base cashback
1%
Not published
Max cashback
1%
Not published
Paid in
USDT
Points
Annual fee
Free (better)
$20
FX fee
0% (better)
1.5%
Top-up fee
0% (better)
1%
Per-purchase fee
1% + $0.20 at or under $5, first 1 a month free
$0.15
ATM
2% (physical card only; physical cards are not open to new applicants)
Supported; fee not published
Network
Visa
Visa
Card type
Debit
Credit
Custody
Custodial
Self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
No
United States
No
Yes
United Kingdom
No
No
EU / EEA
Unclear
No
Countries
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
154
Bank account (IBAN or account number)
No
No
Send money to a bank account
Not confirmed
No
Buy and sell crypto with fiat
Buy only
No
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
Yes
Tiers
Visa
Membership
Perks
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links
Referral points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Pionex Visa Card or Solayer Card?

Pionex Visa Card scores higher on the G2M score: 49/100 against 47/100 (#22 and #24 of 28 cards). Pick Pionex Visa Card for cashback, a lower annual fee and a lower FX fee; pick Solayer Card for more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Pionex Visa Card or Solayer Card?

Pionex Visa Card has no annual fee; Solayer Card costs $20 a year. Pionex Visa Card charges less on foreign currency: a 0% FX fee against 1.5%.

Which pays more cashback, Pionex Visa Card or Solayer Card?

Pionex Visa Card pays 1% cashback on its entry tier; Solayer Card does not publish a rate.

Which works in more countries, Pionex Visa Card or Solayer Card?

Solayer Card is confirmed in more countries: 154 against 0, though neither publishes a full list. Of the markets we check for every card, only Solayer Card is confirmed in United States.

Who holds my funds with Pionex Visa Card and Solayer Card?

Pionex Visa Card is custodial; Solayer Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.