[ head to head ]

Nexo Card vs Plasma One

Nexo Card scores higher on the G2M score: 63/100 against 61/100 (#13 and #16 of 26 cards). Pick Nexo Card for more countries; pick Plasma One for cashback and control of your funds.

Nexo Card63

#13 of 26 · 0.5% to 2% back · annual fee none

Get Nexo Read the review

Plasma One61

#16 of 26 · 2% to 4% back · annual fee none

Get Plasma Read the review

The short answer

Nexo Card scores higher on the G2M score: 63/100 against 61/100 (#13 and #16 of 26 cards).
Plasma One pays more cashback on its entry tier: 2% against 0.5%. Higher tiers go up to 2% on Nexo Card and 4% on Plasma One.
Neither card has an annual fee.
Both charge a 2% FX fee on foreign currency.
Nexo Card is confirmed in more countries: 34 against 1, though neither publishes a full list. Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom and EU / EEA, and only Plasma One is confirmed in United States.
Nexo Card is custodial; Plasma One is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Nexo Card

Plasma One

G2M score

Base cashback

0.5%

Max cashback

Paid in

NEXO or BTC

XPL, weekly

Annual fee

Free

FX fee

Top-up fee

0.15%

Per-purchase fee

None listed

ATM

Free up to $150 (Base), $300 (Silver), $600 (Gold) or $2,000 (Platinum) a month, then 2% (min $1.99)

$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day

Network

Mastercard

Visa

Card type

Varies by region

Spend

Custody

Custodial

Self-custodial

Formats

virtual, physical

Apple / Google Pay

Yes / Yes

India

Unclear

UAE

Unclear

United States

Yes

United Kingdom

Yes

Unclear

EU / EEA

Yes

Unclear

Countries

Growing list of countries, full list not published; the US in 31 states

Bank account (IBAN or account number)

In your name

Send money to a bank account

3 currencies

19 currencies

Buy and sell crypto with fiat

Buy and sell

Spend against crypto without selling

Yes

Yield on your balance

Yes

Tiers

Base · Silver · Gold · Platinum

Lite · Core · Platinum

Perks

Credit mode: spend without selling your crypto · Personal EUR IBAN, GBP and USD accounts · Free ATM withdrawals up to $150 a month · Free ATM withdrawals up to $300 a month · Free ATM withdrawals up to $600 a month

Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Nexo Card or Plasma One?

Nexo Card scores higher on the G2M score: 63/100 against 61/100 (#13 and #16 of 26 cards). Pick Nexo Card for more countries; pick Plasma One for cashback and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Nexo Card or Plasma One?

Neither card has an annual fee. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, Nexo Card or Plasma One?

Plasma One pays more cashback on its entry tier: 2% against 0.5%. Higher tiers go up to 2% on Nexo Card and 4% on Plasma One.

Which works in more countries, Nexo Card or Plasma One?

Nexo Card is confirmed in more countries: 34 against 1, though neither publishes a full list. Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom and EU / EEA, and only Plasma One is confirmed in United States.

Who holds my funds with Nexo Card and Plasma One?

Nexo Card is custodial; Plasma One is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.