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Kolo Card vs MEXC Card

MEXC Card scores higher on the G2M score: 60/100 against 46/100 (#19 and #25 of 26 cards). Pick Kolo Card for cashback and control of your funds; pick MEXC Card for a lower FX fee and more countries.

Kolo Card46

#25 of 26 · 1% to 2% back · annual fee none

Get KoloRead the review
MEXC Card60

#19 of 26 · Up to 10% back · annual fee none

Get MEXCRead the review

The short answer

  • MEXC Card scores higher on the G2M score: 60/100 against 46/100 (#19 and #25 of 26 cards).
  • Kolo Card pays 1% cashback on its entry tier; MEXC Card does not publish a rate. Higher tiers go up to 2% on Kolo Card and 10% on MEXC Card.
  • Neither card has an annual fee.
  • MEXC Card charges less on foreign currency: a 0% FX fee against 1.4%.
  • MEXC Card is confirmed in more countries: 182 against 3, though neither publishes a full list. Of the markets we check for every card, only Kolo Card is confirmed in United Kingdom, and only MEXC Card is confirmed in EU / EEA.
  • Kolo Card is self-custodial; MEXC Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Kolo Card
MEXC Card
G2M score
46
60 (better)
Base cashback
1%
Not published
Max cashback
2%
10% (better)
Paid in
BTC, daily
USDT
Annual fee
Free
Free
FX fee
1.4%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
1%
1% + $0.10 under $1
ATM
USD card only: $1 + 0.65%, up to $500 a withdrawal and 3 a day, at contactless ATMs. No ATM access on the EUR card.
Not available on the global virtual card
Network
Visa
Visa
Card type
Debit
Varies by region
Custody
Self-custodial
Custodial
Formats
virtual
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Yes
Yes
United States
Unclear
No
United Kingdom
Yes
No
EU / EEA
Unclear
Yes
Countries
60
110
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
1 currency
1 currency
Buy and sell crypto with fiat
Sell only
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
No
Yes
Tiers
Kolo Card
Global virtual · Thailand Standard · Thailand Premier · Thailand Elite
Perks
Visa Platinum benefits, claimed through Visa · Send crypto to any SEPA bank account · 2% for the first 30 days
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Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Kolo Card or MEXC Card?

MEXC Card scores higher on the G2M score: 60/100 against 46/100 (#19 and #25 of 26 cards). Pick Kolo Card for cashback and control of your funds; pick MEXC Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Kolo Card or MEXC Card?

Neither card has an annual fee. MEXC Card charges less on foreign currency: a 0% FX fee against 1.4%.

Which pays more cashback, Kolo Card or MEXC Card?

Kolo Card pays 1% cashback on its entry tier; MEXC Card does not publish a rate. Higher tiers go up to 2% on Kolo Card and 10% on MEXC Card.

Which works in more countries, Kolo Card or MEXC Card?

MEXC Card is confirmed in more countries: 182 against 3, though neither publishes a full list. Of the markets we check for every card, only Kolo Card is confirmed in United Kingdom, and only MEXC Card is confirmed in EU / EEA.

Who holds my funds with Kolo Card and MEXC Card?

Kolo Card is self-custodial; MEXC Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.