[ head to head ]

KAST Card vs Krak Card

KAST Card scores higher on the G2M score: 66/100 against 60/100 (#10 and #18 of 26 cards). Pick KAST Card for cashback and control of your funds; pick Krak Card for a lower FX fee and more countries.

KAST Card66

#10 of 26 · 1.5% to 3% back · annual fee none

Get KAST Read the review

Krak Card60

#18 of 26 · Up to 2% back · annual fee none

Get Kraken Read the review

The short answer

KAST Card scores higher on the G2M score: 66/100 against 60/100 (#10 and #18 of 26 cards).
KAST Card pays 1.5% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 3% on KAST Card and 2% on Krak Card.
Neither card has an annual fee.
Krak Card charges less on foreign currency: a 1% FX fee against 2%.
Krak Card lists 32 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only Krak Card is confirmed in United Kingdom and EU / EEA.
KAST Card is custodial or self-custodial; Krak Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

KAST Card

Krak Card

G2M score

Base cashback

1.5%

Not published

Max cashback

Paid in

USD plus KAST Points

Not published

Annual fee

Free

FX fee

Top-up fee

Per-purchase fee

$0.10 under $25 (non-USD)

None listed

ATM

$3 + 2%; up to $250 per withdrawal

Supported; fees not published

Network

Visa

Visa / Mastercard

Card type

Credit

Debit

Custody

Custodial or self-custodial

Custodial

Formats

virtual, physical

Apple / Google Pay

Yes / Yes

India

Unclear

UAE

Unclear

United States

Yes

United Kingdom

Unclear

Yes

EU / EEA

Unclear

Yes

Countries

Global (full country list not published)

Bank account (IBAN or account number)

In your name

Send money to a bank account

38 currencies

3 currencies

Buy and sell crypto with fiat

Buy and sell

Spend against crypto without selling

Yield on your balance

Yes

Tiers

Standard · Premium · Private

Krak Card

Perks

Concierge on every tier · Concierge · +1% back in KAST Points · +2% back in KAST Points

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Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, KAST Card or Krak Card?

KAST Card scores higher on the G2M score: 66/100 against 60/100 (#10 and #18 of 26 cards). Pick KAST Card for cashback and control of your funds; pick Krak Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, KAST Card or Krak Card?

Neither card has an annual fee. Krak Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, KAST Card or Krak Card?

KAST Card pays 1.5% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 3% on KAST Card and 2% on Krak Card.

Which works in more countries, KAST Card or Krak Card?

Krak Card lists 32 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only Krak Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with KAST Card and Krak Card?

KAST Card is custodial or self-custodial; Krak Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.