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KAST Card vs Kite Card

KAST Card scores higher on the G2M score: 66/100 against 49/100 (#11 and #24 of 31 cards). Pick KAST Card for cashback; pick Kite Card for a lower FX fee and more countries.

KAST Card66

#11 of 31 · 1.5% to 3% back · annual fee none

Get KASTRead the review
Kite Card49

#24 of 31 · 0% to 5% back · annual fee none

Get KiteRead the review

The short answer

  • KAST Card scores higher on the G2M score: 66/100 against 49/100 (#11 and #24 of 31 cards).
  • KAST Card pays more cashback on its entry tier: 1.5% against 0%. Higher tiers go up to 3% on KAST Card and 5% on Kite Card.
  • Neither card has an annual fee.
  • Kite Card charges less on foreign currency: a 1.8% FX fee against 2%.
  • Kite Card lists 9 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only KAST Card is confirmed in United States.
  • KAST Card is custodial or self-custodial; Kite Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
KAST Card
Kite Card
G2M score
66 (better)
49
Base cashback
1.5% (better)
0%
Max cashback
3%
5% (better)
Paid in
USD plus KAST Points
USD
Annual fee
Free
Free
FX fee
2%
1.8% (better)
Top-up fee
0% (better)
0.53%
Per-purchase fee
$0.10 under $25 (non-USD)
None listed
ATM
$3 + 2%; up to $250 per withdrawal
Coming soon
Network
Visa
Visa
Card type
Credit
Prepaid
Custody
Custodial or self-custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
No
United States
Yes
No
United Kingdom
Unclear
No
EU / EEA
Unclear
No
Countries
Global (full country list not published)
9
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
38 currencies
17 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Not confirmed
Tiers
Standard · Premium · Private
Kite Card
Perks
Concierge on every tier · Concierge · +1% back in KAST Points · +2% back in KAST Points
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, KAST Card or Kite Card?

KAST Card scores higher on the G2M score: 66/100 against 49/100 (#11 and #24 of 31 cards). Pick KAST Card for cashback; pick Kite Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, KAST Card or Kite Card?

Neither card has an annual fee. Kite Card charges less on foreign currency: a 1.8% FX fee against 2%.

Which pays more cashback, KAST Card or Kite Card?

KAST Card pays more cashback on its entry tier: 1.5% against 0%. Higher tiers go up to 3% on KAST Card and 5% on Kite Card.

Which works in more countries, KAST Card or Kite Card?

Kite Card lists 9 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only KAST Card is confirmed in United States.

Who holds my funds with KAST Card and Kite Card?

KAST Card is custodial or self-custodial; Kite Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.