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Exa Card vs Solayer Card

Exa Card scores higher on the G2M score: 67/100 against 47/100 (#9 and #23 of 26 cards). Pick Exa Card for cashback and a lower annual fee; pick Solayer Card for more countries.

Exa Card67

#9 of 26 · 1% back · annual fee none

Get ExactlyRead the review
Solayer Card47

#23 of 26 · Not published back · annual fee $20

Get SolayerRead the review

The short answer

  • Exa Card scores higher on the G2M score: 67/100 against 47/100 (#9 and #23 of 26 cards).
  • Exa Card pays 1% cashback on its entry tier; Solayer Card does not publish a rate.
  • Exa Card has no annual fee; Solayer Card costs $20 a year.
  • Both charge a 1.5% FX fee on foreign currency.
  • Exa Card lists 46 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far). Of the markets we check for every card, only Exa Card is confirmed in UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Exa Card
Solayer Card
G2M score
67 (better)
47
Base cashback
1%
Not published
Max cashback
1%
Not published
Paid in
Not published
Points
Annual fee
Free (better)
$20
FX fee
1.5%
1.5%
Top-up fee
0% (better)
1%
Per-purchase fee
None listed
$0.15
ATM
$1 + 0.65% per withdrawal; up to $250 each
Supported; fee not published
Network
Visa
Visa
Card type
Varies by region
Credit
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
No
United States
Yes
Yes
United Kingdom
No
No
EU / EEA
No
No
Countries
46
154
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
3 currencies
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Yes
Tiers
Global · United States
Membership
Perks
Concierge · Extended warranty · Purchase protection
Referral points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Exa Card or Solayer Card?

Exa Card scores higher on the G2M score: 67/100 against 47/100 (#9 and #23 of 26 cards). Pick Exa Card for cashback and a lower annual fee; pick Solayer Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Exa Card or Solayer Card?

Exa Card has no annual fee; Solayer Card costs $20 a year. Both charge a 1.5% FX fee on foreign currency.

Which pays more cashback, Exa Card or Solayer Card?

Exa Card pays 1% cashback on its entry tier; Solayer Card does not publish a rate.

Which works in more countries, Exa Card or Solayer Card?

Exa Card lists 46 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far). Of the markets we check for every card, only Exa Card is confirmed in UAE.

Who holds my funds with Exa Card and Solayer Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.