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Crypto.com Visa Card vs Karta.io Card

Crypto.com Visa Card scores higher on the G2M score: 49/100 against 40/100 (#21 and #26 of 26 cards). Pick Crypto.com Visa Card for more countries; pick Karta.io Card for a lower FX fee and control of your funds.

Crypto.com Visa Card49

#21 of 26 · Up to 6% back · annual fee none

Get Crypto.comRead the review
Karta.io Card40

#26 of 26 · Not published back · annual fee none

Get Karta.ioRead the review

The short answer

  • Crypto.com Visa Card scores higher on the G2M score: 49/100 against 40/100 (#21 and #26 of 26 cards).
  • Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 6% on Crypto.com Visa Card.
  • Neither card has an annual fee.
  • Karta.io Card charges less on foreign currency: a 1% FX fee against 3%.
  • Crypto.com Visa Card is confirmed in more countries: 37 against 0, though neither publishes a full list. Of the markets we check for every card, only Crypto.com Visa Card is confirmed in United States, United Kingdom and EU / EEA.
  • Crypto.com Visa Card is custodial; Karta.io Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Crypto.com Visa Card
Karta.io Card
G2M score
49 (better)
40
Base cashback
Not published
Not published
Max cashback
6%
Not published
Paid in
CRO
Not published
Annual fee
Free
Free
FX fee
3%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
1.5%
ATM
Supported; fees not published in our sources
1 USDT + 2.5% per withdrawal
Network
Visa / Mastercard
Visa
Card type
Varies by region
Prepaid
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Yes
No
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
38
Not published; depends on local rules and card partners
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
7 currencies
No
Buy and sell crypto with fiat
Buy and sell
Buy only
Spend against crypto without selling
No
No
Yield on your balance
Yes
No
Tiers
Basic · Level Up (top tier)
Karta Personal
Perks
Level Up membership benefits · Up to 5% back in CRO on the prepaid card · Higher APY on cash balances
Visa Signature · Fiat top-ups by ACH, SEPA, SWIFT, PIX and SPEI

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Crypto.com Visa Card or Karta.io Card?

Crypto.com Visa Card scores higher on the G2M score: 49/100 against 40/100 (#21 and #26 of 26 cards). Pick Crypto.com Visa Card for more countries; pick Karta.io Card for a lower FX fee and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Crypto.com Visa Card or Karta.io Card?

Neither card has an annual fee. Karta.io Card charges less on foreign currency: a 1% FX fee against 3%.

Which pays more cashback, Crypto.com Visa Card or Karta.io Card?

Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 6% on Crypto.com Visa Card.

Which works in more countries, Crypto.com Visa Card or Karta.io Card?

Crypto.com Visa Card is confirmed in more countries: 37 against 0, though neither publishes a full list. Of the markets we check for every card, only Crypto.com Visa Card is confirmed in United States, United Kingdom and EU / EEA.

Who holds my funds with Crypto.com Visa Card and Karta.io Card?

Crypto.com Visa Card is custodial; Karta.io Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.