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Crypto.com Visa Card vs Exa Card

Exa Card scores higher on the G2M score: 67/100 against 49/100 (#9 and #21 of 26 cards). Exa Card also comes out ahead on cashback, a lower FX fee, more countries and control of your funds.

Crypto.com Visa Card49

#21 of 26 · Up to 6% back · annual fee none

Get Crypto.comRead the review
Exa Card67

#9 of 26 · 1% back · annual fee none

Get ExactlyRead the review

The short answer

  • Exa Card scores higher on the G2M score: 67/100 against 49/100 (#9 and #21 of 26 cards).
  • Exa Card pays 1% cashback on its entry tier; Crypto.com Visa Card does not publish a rate. Higher tiers go up to 6% on Crypto.com Visa Card.
  • Neither card has an annual fee.
  • Exa Card charges less on foreign currency: a 1.5% FX fee against 3%.
  • Exa Card lists 46 countries where it works; Crypto.com Visa Card does not publish a full country list (37 confirmed so far). Of the markets we check for every card, only Crypto.com Visa Card is confirmed in United Kingdom and EU / EEA, and only Exa Card is confirmed in UAE.
  • Crypto.com Visa Card is custodial; Exa Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Crypto.com Visa Card
Exa Card
G2M score
49
67 (better)
Base cashback
Not published
1%
Max cashback
6% (better)
1%
Paid in
CRO
Not published
Annual fee
Free
Free
FX fee
3%
1.5% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Supported; fees not published in our sources
$1 + 0.65% per withdrawal; up to $250 each
Network
Visa / Mastercard
Visa
Card type
Varies by region
Varies by region
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
? / ?
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Yes
Yes
United Kingdom
Yes
No
EU / EEA
Yes
No
Countries
38
46
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
7 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Basic · Level Up (top tier)
Global · United States
Perks
Level Up membership benefits · Up to 5% back in CRO on the prepaid card · Higher APY on cash balances
Concierge · Extended warranty · Purchase protection

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Crypto.com Visa Card or Exa Card?

Exa Card scores higher on the G2M score: 67/100 against 49/100 (#9 and #21 of 26 cards). Exa Card also comes out ahead on cashback, a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Crypto.com Visa Card or Exa Card?

Neither card has an annual fee. Exa Card charges less on foreign currency: a 1.5% FX fee against 3%.

Which pays more cashback, Crypto.com Visa Card or Exa Card?

Exa Card pays 1% cashback on its entry tier; Crypto.com Visa Card does not publish a rate. Higher tiers go up to 6% on Crypto.com Visa Card.

Which works in more countries, Crypto.com Visa Card or Exa Card?

Exa Card lists 46 countries where it works; Crypto.com Visa Card does not publish a full country list (37 confirmed so far). Of the markets we check for every card, only Crypto.com Visa Card is confirmed in United Kingdom and EU / EEA, and only Exa Card is confirmed in UAE.

Who holds my funds with Crypto.com Visa Card and Exa Card?

Crypto.com Visa Card is custodial; Exa Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.