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Coinbase One Card vs DogPay Card

Coinbase One Card scores higher on the G2M score: 62/100 against 33/100 (#14 and #28 of 28 cards). Pick Coinbase One Card for cashback and more countries; pick DogPay Card for a lower annual fee.

Coinbase One Card62

#14 of 28 · 2% to 4% back · annual fee $49.99

Get CoinbaseRead the review
DogPay Card33

#28 of 28 · Not published back · annual fee none

Get DogPayRead the review

The short answer

  • Coinbase One Card scores higher on the G2M score: 62/100 against 33/100 (#14 and #28 of 28 cards).
  • Coinbase One Card pays 2% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 4% on Coinbase One Card.
  • DogPay Card has no annual fee; Coinbase One Card costs $49.99 a year.
  • Coinbase One Card charges 0% on foreign currency; DogPay Card does not publish its FX fee.
  • Coinbase One Card lists 1 countries where it works; DogPay Card does not publish a full country list. Of the markets we check for every card, only Coinbase One Card is confirmed in United States.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Coinbase One Card
DogPay Card
G2M score
62 (better)
33
Base cashback
2%
Not published
Max cashback
4%
Not published
Paid in
Not published
Not published
Annual fee
$49.99
Free (better)
FX fee
0%
Not published
Top-up fee
0% (better)
1%
Per-purchase fee
None listed
None listed
ATM
Cash advance: the greater of $10 or 5%
Physical card at supported ATMs; fee not published
Network
Amex
Visa / Mastercard
Card type
Credit
Prepaid
Custody
Custodial
Custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
No
Unclear
United States
Yes
Unclear
United Kingdom
No
Unclear
EU / EEA
No
Unclear
Countries
1
Depends on your region and identity checks; no country list published
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
Not confirmed
1 currency
Buy and sell crypto with fiat
Buy and sell
Sell only
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Not confirmed
Yes
Tiers
Coinbase One Card
Basic · Premium · Platinum · Ultra
Perks
—
Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn) · Card top-up fee 1% · $10 per virtual card · Up to 2 cards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Coinbase One Card or DogPay Card?

Coinbase One Card scores higher on the G2M score: 62/100 against 33/100 (#14 and #28 of 28 cards). Pick Coinbase One Card for cashback and more countries; pick DogPay Card for a lower annual fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Coinbase One Card or DogPay Card?

DogPay Card has no annual fee; Coinbase One Card costs $49.99 a year. Coinbase One Card charges 0% on foreign currency; DogPay Card does not publish its FX fee.

Which pays more cashback, Coinbase One Card or DogPay Card?

Coinbase One Card pays 2% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 4% on Coinbase One Card.

Which works in more countries, Coinbase One Card or DogPay Card?

Coinbase One Card lists 1 countries where it works; DogPay Card does not publish a full country list. Of the markets we check for every card, only Coinbase One Card is confirmed in United States.

Who holds my funds with Coinbase One Card and DogPay Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.