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Cashi Card vs Krak Card

Krak Card scores higher on the G2M score: 60/100 against 43/100 (#19 and #29 of 31 cards). Pick Cashi Card for cashback; pick Krak Card for more countries.

Cashi Card43

#29 of 31 · 0% to 3% back · annual fee none

Get CashiRead the review
Krak Card60

#19 of 31 · Up to 2% back · annual fee none

Get KrakenRead the review

The short answer

  • Krak Card scores higher on the G2M score: 60/100 against 43/100 (#19 and #29 of 31 cards).
  • Cashi Card pays 0% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 3% on Cashi Card and 2% on Krak Card.
  • Neither card has an annual fee.
  • Both charge a 1% FX fee on foreign currency.
  • Krak Card lists 32 countries where it works; Cashi Card does not publish a full country list. Of the markets we check for every card, only Krak Card is confirmed in United States, United Kingdom and EU / EEA.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Cashi Card
Krak Card
G2M score
43
60 (better)
Base cashback
0%
Not published
Max cashback
3% (better)
2%
Paid in
Spending credit
Not published
Annual fee
Free
Free
FX fee
1%
1%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Not published
Supported; fees not published
Network
Visa
Visa / Mastercard
Card type
Prepaid
Debit
Custody
Custodial
Custodial
Formats
virtual
virtual, physical
Apple / Google Pay
No / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
No
United States
Unclear
Yes
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
App in 100+ countries; Cashi does not publish a card country list
32
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
20 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Not confirmed
Yes
Tiers
Cashi Card
Krak Card
Perks
Personal USD account · Cash in and out in 20+ currencies · 3% on subscriptions, 2% online, 1% travel (capped)
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Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Cashi Card or Krak Card?

Krak Card scores higher on the G2M score: 60/100 against 43/100 (#19 and #29 of 31 cards). Pick Cashi Card for cashback; pick Krak Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Cashi Card or Krak Card?

Neither card has an annual fee. Both charge a 1% FX fee on foreign currency.

Which pays more cashback, Cashi Card or Krak Card?

Cashi Card pays 0% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 3% on Cashi Card and 2% on Krak Card.

Which works in more countries, Cashi Card or Krak Card?

Krak Card lists 32 countries where it works; Cashi Card does not publish a full country list. Of the markets we check for every card, only Krak Card is confirmed in United States, United Kingdom and EU / EEA.

Who holds my funds with Cashi Card and Krak Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Cashi Card vs Krak Card: fees, cashback and countries compared · G2M