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Cashi Card vs Kite Card

Kite Card scores higher on the G2M score: 49/100 against 43/100 (#24 and #29 of 31 cards). Pick Cashi Card for a lower FX fee; pick Kite Card for more countries and control of your funds.

Cashi Card43

#29 of 31 · 0% to 3% back · annual fee none

Get CashiRead the review
Kite Card49

#24 of 31 · 0% to 5% back · annual fee none

Get KiteRead the review

The short answer

  • Kite Card scores higher on the G2M score: 49/100 against 43/100 (#24 and #29 of 31 cards).
  • Both pay 0% cashback on their entry tier. Higher tiers go up to 3% on Cashi Card and 5% on Kite Card.
  • Neither card has an annual fee.
  • Cashi Card charges less on foreign currency: a 1% FX fee against 1.8%.
  • Kite Card lists 9 countries where it works; Cashi Card does not publish a full country list.
  • Cashi Card is custodial; Kite Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Cashi Card
Kite Card
G2M score
43
49 (better)
Base cashback
0%
0%
Max cashback
3%
5% (better)
Paid in
Spending credit
USD
Annual fee
Free
Free
FX fee
1% (better)
1.8%
Top-up fee
0% (better)
0.53%
Per-purchase fee
None listed
None listed
ATM
Not published
Coming soon
Network
Visa
Visa
Card type
Prepaid
Prepaid
Custody
Custodial
Self-custodial
Formats
virtual
virtual
Apple / Google Pay
No / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
No
United States
Unclear
No
United Kingdom
Unclear
No
EU / EEA
Unclear
No
Countries
App in 100+ countries; Cashi does not publish a card country list
9
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
20 currencies
17 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Not confirmed
Yield on your balance
Not confirmed
Not confirmed
Tiers
Cashi Card
Kite Card
Perks
Personal USD account · Cash in and out in 20+ currencies · 3% on subscriptions, 2% online, 1% travel (capped)
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 29 Oct 2026; see each card's review for its sources.

Questions

Which is better, Cashi Card or Kite Card?

Kite Card scores higher on the G2M score: 49/100 against 43/100 (#24 and #29 of 31 cards). Pick Cashi Card for a lower FX fee; pick Kite Card for more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Cashi Card or Kite Card?

Neither card has an annual fee. Cashi Card charges less on foreign currency: a 1% FX fee against 1.8%.

Which pays more cashback, Cashi Card or Kite Card?

Both pay 0% cashback on their entry tier. Higher tiers go up to 3% on Cashi Card and 5% on Kite Card.

Which works in more countries, Cashi Card or Kite Card?

Kite Card lists 9 countries where it works; Cashi Card does not publish a full country list.

Who holds my funds with Cashi Card and Kite Card?

Cashi Card is custodial; Kite Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Cashi Card vs Kite Card: fees, cashback and countries compared · G2M